Capital BancorpCBNK +1.82%75 FCF Yield % is 11.55 as of Jun. 27, 2026, which is 10% below its 10-year median of 12.79. GuruFocus rates CBNK with a GF Score™ of 75/100 and a GF Value™ of $31.54 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Capital Bancorp ranks better than 64.52% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Capital Bancorp FCF Yield % Related Terms
Capital Bancorp FCF Yield % Historical Data
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The historical data trend for Capital Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capital Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Capital Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Capital Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Bancorp (CBNK) has a FCF Yield % of 11.55 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Capital Bancorp and its competitors. This is 10% below median its historical median of 12.79. According to the industry distribution chart, Capital Bancorp ranks #534 out of 1505 companies in the Banks industry, placing it in the top 35.5%.
Is Capital Bancorp's FCF Yield % too high?
Capital Bancorp's current FCF Yield % of 11.55 is 10% below median its 10-year median of 12.79. The Banks industry median FCF Yield % is 8.20. Capital Bancorp's value of 11.55 is 40.9% above this industry median. Based on the distribution chart, Capital Bancorp ranks #534 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Capital Bancorp has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital Bancorp's FCF Yield % compare to KRNY and BWB?
According to the Banks industry distribution chart, Capital Bancorp ranks #534 out of 1505 companies for FCF Yield %. This puts Capital Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.20. Capital Bancorp's value of 11.55 is 40.9% above this benchmark. While the company's 10-year median is 12.79 vs. the industry median of 8.20, Capital Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Bancorp's current FCF Yield % of 11.55 is 40.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Capital Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Bancorp's current FCF Yield % is 11.55, which is 10% below median its own 10-year median of 12.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Capital Bancorp (CBNK) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.54, compared to a current price of $35.15 — trading 11.4% above its estimated fair value. The current FCF Yield % is 11.55, which is 10% below median its 10-year median of 12.79 and 40.9% above the Banks industry median of 8.20. Capital Bancorp's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Capital Bancorp (CBNK), the current FCF Yield % is 11.55 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Bancorp (CBNK) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Bancorp stock appears to be overvalued.
The current stock price of $35.15 is trading 11.4% above its estimated GF Value™ of $31.54.
GuruFocus considers Capital Bancorp to be Modestly Overvalued.
Key valuation signals for CBNK:
FCF Yield %: 11.55 (10% below median its 10-year median of 12.79)
GF Value™: $31.54 vs. price of $35.15 (11.4% above fair value)
Industry Position: 40.9% above the Banks median (#534 of 1505)
No single metric tells the full story. See the CBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage. The company generates majority revenue from the Commercial bank sector. Commercial Banking division focuses on providing personalized service to commercial clients throughout the operations supplemented by lending outside primary market as well as engaging in government guaranteed lending on a national basis.
75GF Score
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