PFBC (Preferred Bank) ROE % Adjusted to Book Value: 11.49% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PFBC Preferred Bank PFBC
71 GF Score
Price $103.02
GF Value $90.04
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Preferred Bank ROE % Adjusted to Book Value?

Preferred Bank PFBC -3.33% 71 ROE % Adjusted to Book Value is 11.49% as of Mar. 2026. GuruFocus rates PFBC with a GF Score™ of 71/100 and a GF Value™ of $90.04 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Preferred Bank's ROE % for the quarter that ended in Mar. 2026 was 15.97%. Preferred Bank's PB Ratio for the quarter that ended in Mar. 2026 was 1.39. Preferred Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.49%.


Preferred Bank ROE % Adjusted to Book Value Related Terms


Preferred Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Preferred Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Preferred Bank ROE % Adjusted to Book Value Chart

Preferred Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.52 12.45 15.83 12.03 11.79

Preferred Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.05 11.96 13.10 12.19 11.49

PFBC vs HBT, UVSP, OSBC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Preferred Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Preferred Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Preferred Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Preferred Bank's ROE % Adjusted to Book Value falls into.


PFBC
71GF Score
Preferred Bank PFBC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Preferred Bank ROE % Adjusted to Book Value Calculation

Preferred Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=17.21% / 1.46
=11.79%

Preferred Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.97% / 1.39
=11.49%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.49% mean?
Preferred Bank (PFBC) has a ROE % Adjusted to Book Value of 11.49% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Preferred Bank and its competitors.
Is Preferred Bank's ROE % Adjusted to Book Value too high?
Preferred Bank's current ROE % Adjusted to Book Value is 11.49%. Overall, Preferred Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Preferred Bank's ROE % Adjusted to Book Value compare to HBT and UVSP?
Preferred Bank's ROE % Adjusted to Book Value of 11.49% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Preferred Bank and its competitors. Preferred Bank's current ROE % Adjusted to Book Value is 11.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Preferred Bank stock overvalued right now?
Based on GuruFocus' analysis, Preferred Bank (PFBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $90.04, compared to a current price of $103.02 — trading 14.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.49%. Preferred Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Preferred Bank (PFBC), the current ROE % Adjusted to Book Value is 11.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Preferred Bank (PFBC) Overvalued in 2026?

Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued. The current stock price of $103.02 is trading 14.4% above its estimated GF Value™ of $90.04. GuruFocus considers Preferred Bank to be Modestly Overvalued.

Key valuation signals for PFBC:

  • ROE % Adjusted to Book Value: 11.49%
  • GF Value™: $90.04 vs. price of $103.02 (14.4% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the PFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Preferred Bank Business Description

Address 601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
71GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$103.02
Price
$90.04
GF Value