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PFBC (Preferred Bank) Cyclically Adjusted PS Ratio : 5.75 (As of May. 12, 2025)


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What is Preferred Bank Cyclically Adjusted PS Ratio?

As of today (2025-05-12), Preferred Bank's current share price is $85.565. Preferred Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2024 was $14.88. Preferred Bank's Cyclically Adjusted PS Ratio for today is 5.75.

The historical rank and industry rank for Preferred Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

PFBC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.85   Med: 5.68   Max: 8.6
Current: 5.58

During the past years, Preferred Bank's highest Cyclically Adjusted PS Ratio was 8.60. The lowest was 1.85. And the median was 5.68.

PFBC's Cyclically Adjusted PS Ratio is ranked worse than
88.35% of 1245 companies
in the Banks industry
Industry Median: 2.7 vs PFBC: 5.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Preferred Bank's adjusted revenue per share data for the three months ended in Dec. 2024 was $5.246. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $14.88 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Preferred Bank Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Preferred Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Preferred Bank Cyclically Adjusted PS Ratio Chart

Preferred Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.36 7.58 6.58 5.56 5.81

Preferred Bank Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.56 5.59 5.34 5.52 5.81

Competitive Comparison of Preferred Bank's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Preferred Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Preferred Bank's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Preferred Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Preferred Bank's Cyclically Adjusted PS Ratio falls into.


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Preferred Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Preferred Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=85.565/14.88
=5.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Preferred Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Preferred Bank's adjusted Revenue per Share data for the three months ended in Dec. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=5.246/133.1571*133.1571
=5.246

Current CPI (Dec. 2024) = 133.1571.

Preferred Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201503 1.459 99.621 1.950
201506 1.629 100.684 2.154
201509 1.648 100.392 2.186
201512 1.690 99.792 2.255
201603 1.786 100.470 2.367
201606 1.946 101.688 2.548
201609 1.975 101.861 2.582
201612 2.071 101.863 2.707
201703 2.115 102.862 2.738
201706 2.251 103.349 2.900
201709 2.530 104.136 3.235
201712 2.414 104.011 3.090
201803 2.499 105.290 3.160
201806 2.593 106.317 3.248
201809 2.701 106.507 3.377
201812 3.031 105.998 3.808
201903 2.732 107.251 3.392
201906 2.892 108.070 3.563
201909 2.872 108.329 3.530
201912 2.851 108.420 3.501
202003 2.923 108.902 3.574
202006 2.931 108.767 3.588
202009 3.070 109.815 3.723
202012 3.183 109.897 3.857
202103 3.123 111.754 3.721
202106 3.009 114.631 3.495
202109 3.395 115.734 3.906
202112 3.501 117.630 3.963
202203 3.491 121.301 3.832
202206 3.933 125.017 4.189
202209 4.710 125.227 5.008
202212 5.070 125.222 5.391
202303 4.975 127.348 5.202
202306 5.248 128.729 5.429
202309 5.383 129.860 5.520
202312 4.943 129.419 5.086
202403 5.210 131.776 5.265
202406 5.131 132.554 5.154
202409 5.339 133.029 5.344
202412 5.246 133.157 5.246

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Preferred Bank  (NAS:PFBC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Preferred Bank Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Preferred Bank's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Preferred Bank Business Description

Industry
Traded in Other Exchanges
Address
601 S. Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking which includes Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals. The bank generates a majority of its revenue from Southern and Northern California and Flushing.