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The historical data trend for Preferred Bank's Total Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PFBC vs HBT, UVSP, OSBC: Total Payout Ratio Comparison
For the Banks - Regional subindustry, Preferred Bank's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Preferred Bank Total Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Preferred Bank's Total Payout Ratio distribution charts can be found below:
* The bar in red indicates where Preferred Bank's Total Payout Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Preferred Bank (PFBC) has a Total Payout Ratio of 1.18 as of Aug. 19, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Preferred Bank and its competitors.
Is Preferred Bank's Total Payout Ratio too high?
Preferred Bank's current Total Payout Ratio is 1.18. Overall, Preferred Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Preferred Bank's Total Payout Ratio compare to HBT and UVSP?
Preferred Bank's Total Payout Ratio of 1.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Preferred Bank and its competitors. Preferred Bank's current Total Payout Ratio is 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Preferred Bank stock overvalued right now?
Based on GuruFocus' analysis, Preferred Bank (PFBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $90.04, compared to a current price of $103.76 — trading 15.2% above its estimated fair value. The current Total Payout Ratio is 1.18. Preferred Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Preferred Bank (PFBC), the current Total Payout Ratio is 1.18 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Preferred Bank (PFBC) Overvalued in 2026?
Based on GuruFocus' analysis, Preferred Bank stock appears to be overvalued.
The current stock price of $103.76 is trading 15.2% above its estimated GF Value™ of $90.04.
GuruFocus considers Preferred Bank to be Modestly Overvalued.
Key valuation signals for PFBC:
Total Payout Ratio: 1.18
GF Value™: $90.04 vs. price of $103.76 (15.2% above fair value)
No single metric tells the full story. See the PFBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking, which include Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking, and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals.
71GF Score
Get the complete analysis for PFBC
Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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