QBEIF (QBE Insurance Group) ROE % Adjusted to Book Value: 11.77% (As of Dec. 2025)


QBEIF QBE Insurance Group Ltd QBEIF
72 GF Score
Price $17.58
GF Value $14.00
Valuation Modestly Overvalued
! 6 Warning Signs
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What is QBE Insurance Group ROE % Adjusted to Book Value?

QBE Insurance Group QBEIF -5.64% 72 ROE % Adjusted to Book Value is 11.77% as of Dec. 2025. GuruFocus rates QBEIF with a GF Score™ of 72/100 and a GF Value™ of $14.00 (Modestly Overvalued). The stock has 6 warning signs investors should review.

QBE Insurance Group's ROE % for the quarter that ended in Dec. 2025 was 20.12%. QBE Insurance Group's PB Ratio for the quarter that ended in Dec. 2025 was 1.71. QBE Insurance Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 11.77%.

QBE Insurance Group ROE % Adjusted to Book Value Related Terms

QBE Insurance Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for QBE Insurance Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QBE Insurance Group ROE % Adjusted to Book Value Chart

QBE Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.25 5.63 10.00 10.30 11.26

QBE Insurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.09 9.21 11.19 9.31 11.77

QBEIF vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, QBE Insurance Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

QBE Insurance Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, QBE Insurance Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where QBE Insurance Group's ROE % Adjusted to Book Value falls into.


QBEIF
72GF Score
QBE Insurance Group Ltd QBEIF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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QBE Insurance Group ROE % Adjusted to Book Value Calculation

QBE Insurance Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.26% / 1.71
=11.26%

QBE Insurance Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.12% / 1.71
=11.77%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.77% mean?
QBE Insurance Group (QBEIF) has a ROE % Adjusted to Book Value of 11.77% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on QBE Insurance Group and its competitors.
Is QBE Insurance Group's ROE % Adjusted to Book Value too high?
QBE Insurance Group's current ROE % Adjusted to Book Value is 11.77%. Overall, QBE Insurance Group has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QBE Insurance Group's ROE % Adjusted to Book Value compare to CB and PGR?
QBE Insurance Group's ROE % Adjusted to Book Value of 11.77% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on QBE Insurance Group and its competitors. QBE Insurance Group's current ROE % Adjusted to Book Value is 11.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QBE Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, QBE Insurance Group (QBEIF) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.00, compared to a current price of $17.58 — trading 25.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.77%. QBE Insurance Group's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For QBE Insurance Group (QBEIF), the current ROE % Adjusted to Book Value is 11.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QBE Insurance Group (QBEIF) Overvalued in 2026?

Based on GuruFocus' analysis, QBE Insurance Group stock appears to be overvalued. The current stock price of $17.58 is trading 25.6% above its estimated GF Value™ of $14.00. GuruFocus considers QBE Insurance Group to be Modestly Overvalued.

Key valuation signals for QBEIF:

  • ROE % Adjusted to Book Value: 11.77%
  • GF Value™: $14.00 vs. price of $17.58 (25.6% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the QBEIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

QBE Insurance Group Business Description

Address 388 George Street, Level 18, Sydney, NSW, AUS, 2000
QBE Insurance is an international property and casualty insurance company. QBE Insurance offers a number of personal, commercial, and specialty lines, including property, auto insurance, agriculture, public/product liability, professional indemnity, workers compensation, marine, energy and aviation, and accident and health.
72GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.58
Price
$14.00
GF Value