RCE Capital BhdXKLS:9296 -1.87%68 ROE % is 16.24% as of Mar. 2026, which is 5% below its 10-year median of 17.10. GuruFocus rates XKLS:9296 with a GF Score™ of 68/100 and a GF Value™ of RM1.20 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 529 Credit Services companies, RCE Capital Bhd ranks better than 80.53% on this metric.
The historical rank and industry rank for RCE Capital Bhd's ROE % or its related term are showing as below:
XKLS:9296'
s ROE % Range Over the Past 10 Years
Min: 12.64 Med: 17.1 Max: 18.46
Current: 15.04
During the past 13 years, RCE Capital Bhd's highest ROE % was 18.46%. The lowest was 12.64%. And the median was 17.10%.
XKLS:9296's ROE % is ranked better than 80.53% of 529
companies
in the Credit Services industry
Industry Median: 6.61
vs XKLS:9296: 15.04
RCE Capital Bhd (XKLS:9296) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
RCE Capital Bhd ROE % Related Terms
RCE Capital Bhd ROE % Historical Data
* Premium members only.
The historical data trend for RCE Capital Bhd's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, RCE Capital Bhd's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RCE Capital Bhd ROE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, RCE Capital Bhd's ROE % distribution charts can be found below:
* The bar in red indicates where RCE Capital Bhd's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
RCE Capital Bhd (XKLS:9296) has a ROE % of 16.24% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on RCE Capital Bhd and its competitors. This is near median its historical median of 17.10. Over the past decade, RCE Capital Bhd's ROE % has ranged from 12.64 to 18.46. According to the industry distribution chart, RCE Capital Bhd ranks #103 out of 529 companies in the Credit Services industry, placing it in the top 19.5%.
Is RCE Capital Bhd's ROE % too high?
RCE Capital Bhd's current ROE % of 16.24% is near median its 10-year median of 17.10. Over the past 10 years, this metric has ranged from a low of 12.64 to a high of 18.46. The Credit Services industry median ROE % is 6.61. RCE Capital Bhd's value of 16.24% is 145.7% above this industry median. Based on the distribution chart, RCE Capital Bhd ranks #103 out of 529 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, RCE Capital Bhd has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does RCE Capital Bhd's ROE % compare to V and MA?
According to the Credit Services industry distribution chart, RCE Capital Bhd ranks #103 out of 529 companies for ROE %. This places RCE Capital Bhd in the top 20% of its industry — outperforming the majority of peers. The industry median ROE % is 6.61. RCE Capital Bhd's value of 16.24% is 145.7% above this benchmark. Historically, RCE Capital Bhd's own ROE % has ranged from 12.64 to 18.46 over the past decade. While the company's 10-year median is 17.10 vs. the industry median of 6.61, RCE Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RCE Capital Bhd's current ROE % of 16.24% is 145.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on RCE Capital Bhd and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RCE Capital Bhd's current ROE % is 16.24%, which is near median its own 10-year median of 17.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RCE Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, RCE Capital Bhd (XKLS:9296) is currently considered Modestly Undervalued. The stock's GF Value™ is RM1.20, compared to a current price of RM1.05 — trading 12.5% below its estimated fair value. The current ROE % is 16.24%, which is near median its 10-year median of 17.10 and 145.7% above the Credit Services industry median of 6.61. RCE Capital Bhd's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For RCE Capital Bhd (XKLS:9296), the current ROE % is 16.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RCE Capital Bhd (XKLS:9296) Overvalued in 2026?
Based on GuruFocus' analysis, RCE Capital Bhd stock appears to be undervalued.
The current stock price of RM1.05 is trading 12.5% below its estimated GF Value™ of RM1.20.
GuruFocus considers RCE Capital Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:9296:
ROE %: 16.24% (near median its 10-year median of 17.10)
GF Value™: RM1.20 vs. price of RM1.05 (12.5% below fair value)
Industry Position: 145.7% above the Credit Services median (#103 of 529)
No single metric tells the full story. See the XKLS:9296 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RCE Capital Bhd is engaged in the business of investment holding and the provision of management services. Its core business operations include the delivery of shariah-compliant financing services to civil servants to generate sustainable returns for stakeholders. It is also engaged in other businesses such as the processing and administration of payroll collection, and providing financial administrative services.
68GF Score
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