AEON Credit Service (M) Bhd (XKLS:5139) Stock Price, Trades & News

AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.

Financial Strength

2/10

Name	Current	Vs Industry
Cash-To-Debt	0.04
Equity-to-Asset	0.19
Debt-to-Equity	3.92
Debt-to-EBITDA	19.73
Interest Coverage	309.64
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.69	Distress Grey Safe
Beneish M-Score	-2.13	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	14.7
	3-Year EBITDA Growth Rate	-0.4
	3-Year EPS without NRI Growth Rate	-1.8
	3-Year FCF Growth Rate	-71.5
	3-Year Book Growth Rate	6.6
	Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank	15.62
	Future 3-5Y Total Revenue Growth Rate Estimate	2.93

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	48.55
	9-Day RSI	48.45
	14-Day RSI	48.49
	3-1 Month Momentum %	-6.32
	6-1 Month Momentum %	-2.93
	12-1 Month Momentum %	12.83

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.24
	Quick Ratio	1.24
	Cash Ratio	0.12
	Days Sales Outstanding	0.6
	Days Payable	46.3

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.07
	Dividend Payout Ratio	0.35
	3-Year Dividend Growth Rate	8.1
	Forward Dividend Yield %	5.56
	5-Year Yield-on-Cost %	10.22
	Shareholder Yield %	-37.47

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	80.25
	Operating Margin %	25.74
	Net Margin %	15.96
	EBITDA Margin %	24.88
	FCF Margin %	-17.99
	OCF Margin %	-16.17
	ROE %	13.51
	ROA %	2.57
	ROIC %	3.11
	3-Year ROIIC %	0.51
	ROC (Joel Greenblatt) %	290.7
	ROCE %	5.02
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.16
	Forward PE Ratio	7.16
	PE Ratio without NRI	7.16
	Shiller PE Ratio	7.11
	PEG Ratio	1.28
	PS Ratio	1.15
	PB Ratio	0.91
	Price-to-Tangible-Book	0.92
	EV-to-EBIT	26.35
	EV-to-EBITDA	23.61
	EV-to-Revenue	5.87
	EV-to-Forward-Revenue	6.62
	EV-to-FCF	-32.62
	Price-to-GF-Value	0.79
	Price-to-Projected-FCF	1.68
	Price-to-DCF (Earnings Based)	0.62
	Price-to-Median-PS-Value	0.57
	Price-to-Graham-Number	0.54
	Earnings Yield (Greenblatt) %	3.8
	FCF Yield %	-15.65
	Forward Rate of Return (Yacktman) %	-10.79

Financials

Annual Quarterly TTM

XKLS:5139's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

AEON Credit Service (M) Bhd Executives

Details

GF Value™: RM7.2

XKLS:5139

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 5139. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil RM)	2,519.314
	EPS (TTM) (RM)	0.791
	Beta	0.6025
	3-Year Sharpe Ratio	-0.2
	3-Year Sortino Ratio	-0.3
	Volatility %	20.4
	14-Day RSI	48.49
	14-Day ATR (RM)	0.072033
	20-Day SMA (RM)	5.682
	12-1 Month Momentum %	12.83
	52-Week Range (RM)	4.85 - 6.13
	Shares Outstanding (Mil)	510.62

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

AEON Credit Service (M) Bhd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

AEON Credit Service (M) Bhd Stock Events

Financials Calendars

Event	Date	Price (RM)
MYR 0.020000 Cash Dividend	2026-07-01	5.82 (-0.68%)
MYR 0.157500 Cash Dividend	2026-07-01	5.82 (-0.68%)
MYR 0.130000 Cash Dividend	2025-10-16	5.45 (-0.55%)
MYR 0.145000 Cash Dividend	2025-07-02	5.94 (-0.17%)
MYR 0.142500 Cash Dividend	2024-10-11	7.14 (+0.00%)
2:1 Stock Split	2023-11-17	5.96 (-1.65%)
1.5:1 Stock Split	2017-07-14	6.39 (+0.31%)
1.2:1 Stock Split	2012-09-11	3.55 (-1.39%)

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AEON Credit Service (M) Bhd Frequently Asked Questions

What is AEON Credit Service (M) Bhd(XKLS:5139)'s stock price today?

The current price of XKLS:5139 is RM5.67. The 52 week high of XKLS:5139 is RM6.13 and 52 week low is RM4.85.

When is next earnings date of AEON Credit Service (M) Bhd(XKLS:5139)?

The next earnings date of AEON Credit Service (M) Bhd(XKLS:5139) is .

Does AEON Credit Service (M) Bhd(XKLS:5139) pay dividends? If so, how much?

The Dividend Yield % of AEON Credit Service (M) Bhd(XKLS:5139) is 5.07% (As of Today), Highest Dividend Payout Ratio of AEON Credit Service (M) Bhd(XKLS:5139) was 0.42. The lowest was 0.27. And the median was 0.33. The Forward Dividend Yield % of AEON Credit Service (M) Bhd(XKLS:5139) is 5.56%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Articles on AEON Credit Service (M) Bhd

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