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RCE Capital BhdXKLS:9296 68 3-Year ROIIC % is 19.32 as of Mar. 2026, which is 281% above its 10-year median of 5.07. GuruFocus rates XKLS:9296 with a GF Score™ of 68/100 and a GF Value™ of RM1.18 (Fairly Valued). The stock has 6 warning signs investors should review. Among 393 Credit Services companies, RCE Capital Bhd ranks better than 82.95% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
RCE Capital Bhd's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 19.32%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for RCE Capital Bhd's 3-Year ROIIC % or its related term are showing as below:
XKLS:9296's 3-Year ROIIC % is ranked better than 82.95% of 393
companies
in the Credit Services industry
Industry Median: 2.76
vs XKLS:9296: 19.32
RCE Capital Bhd (XKLS:9296) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
RCE Capital Bhd 3-Year ROIIC % Related Terms
RCE Capital Bhd 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for RCE Capital Bhd's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:9296 vs V, MA, AXP: 3-Year ROIIC % Comparison
For the Credit Services subindustry, RCE Capital Bhd's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RCE Capital Bhd 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, RCE Capital Bhd's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where RCE Capital Bhd's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
RCE Capital Bhd (XKLS:9296) has a 3-Year ROIIC % of 19.32 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on RCE Capital Bhd and its competitors. This is 281% above median its historical median of 5.07. According to the industry distribution chart, RCE Capital Bhd ranks #67 out of 393 companies in the Credit Services industry, placing it in the top 17%.
Is RCE Capital Bhd's 3-Year ROIIC % too high?
RCE Capital Bhd's current 3-Year ROIIC % of 19.32 is 281% above median its 10-year median of 5.07. The Credit Services industry median 3-Year ROIIC % is 2.76. RCE Capital Bhd's value of 19.32 is 600% above this industry median. Based on the distribution chart, RCE Capital Bhd ranks #67 out of 393 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, RCE Capital Bhd has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does RCE Capital Bhd's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, RCE Capital Bhd ranks #67 out of 393 companies for 3-Year ROIIC %. This places RCE Capital Bhd in the top 17% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 2.76. RCE Capital Bhd's value of 19.32 is 600% above this benchmark. While the company's 10-year median is 5.07 vs. the industry median of 2.76, RCE Capital Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.76, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RCE Capital Bhd's current 3-Year ROIIC % of 19.32 is 600% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on RCE Capital Bhd and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RCE Capital Bhd's current 3-Year ROIIC % is 19.32, which is 281% above median its own 10-year median of 5.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RCE Capital Bhd stock overvalued right now?
Based on GuruFocus' analysis, RCE Capital Bhd (XKLS:9296) is currently considered Fairly Valued. The stock's GF Value™ is RM1.18, compared to a current price of RM1.08 — trading 8.5% below its estimated fair value. The current 3-Year ROIIC % is 19.32, which is 281% above median its 10-year median of 5.07 and 600% above the Credit Services industry median of 2.76. RCE Capital Bhd's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For RCE Capital Bhd (XKLS:9296), the current 3-Year ROIIC % is 19.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RCE Capital Bhd (XKLS:9296) Overvalued in 2026?
Based on GuruFocus' analysis, RCE Capital Bhd stock appears to be undervalued.
The current stock price of RM1.08 is trading 8.5% below its estimated GF Value™ of RM1.18.
GuruFocus considers RCE Capital Bhd to be Fairly Valued.
Key valuation signals for XKLS:9296:
3-Year ROIIC %: 19.32 (281% above median its 10-year median of 5.07)
GF Value™: RM1.18 vs. price of RM1.08 (8.5% below fair value)
Industry Position: 600% above the Credit Services median (#67 of 393)
No single metric tells the full story. See the XKLS:9296 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RCE Capital Bhd is engaged in the business of investment holding and the provision of management services. Its core business operations include the delivery of shariah-compliant financing services to civil servants to generate sustainable returns for stakeholders. It is also engaged in other businesses such as the processing and administration of payroll collection, and providing financial administrative services.
68GF Score
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