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Northern Arc CapitalNSE:NORTHARC -1.86%35 3-Year ROIIC % is 6.57 as of Mar. 2026, which is at its 10-year median of 6.57. GuruFocus rates NSE:NORTHARC with a GF Score™ of 35/100. The stock has 7 warning signs investors should review. Among 392 Credit Services companies, Northern Arc Capital ranks better than 64.54% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Northern Arc Capital's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 6.57%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Northern Arc Capital's 3-Year ROIIC % or its related term are showing as below:
NSE:NORTHARC's 3-Year ROIIC % is ranked better than 64.54% of 392
companies
in the Credit Services industry
Industry Median: 2.675
vs NSE:NORTHARC: 6.57
Northern Arc Capital (NSE:NORTHARC) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Northern Arc Capital 3-Year ROIIC % Related Terms
Northern Arc Capital 3-Year ROIIC % Historical Data
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The historical data trend for Northern Arc Capital's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:NORTHARC vs V, MA, AXP: 3-Year ROIIC % Comparison
For the Credit Services subindustry, Northern Arc Capital's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northern Arc Capital 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Northern Arc Capital's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Northern Arc Capital's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Northern Arc Capital (NSE:NORTHARC) has a 3-Year ROIIC % of 6.57 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Northern Arc Capital and its competitors. This is near median its historical median of 6.57. Over the past decade, Northern Arc Capital's 3-Year ROIIC % has ranged from 2.68 to 8.78. According to the industry distribution chart, Northern Arc Capital ranks #139 out of 392 companies in the Credit Services industry, placing it in the top 35.5%.
Is Northern Arc Capital's 3-Year ROIIC % too high?
Northern Arc Capital's current 3-Year ROIIC % of 6.57 is near median its 10-year median of 6.57. Over the past 10 years, this metric has ranged from a low of 2.68 to a high of 8.78. The Credit Services industry median 3-Year ROIIC % is 2.68. Northern Arc Capital's value of 6.57 is 145.6% above this industry median. Based on the distribution chart, Northern Arc Capital ranks #139 out of 392 companies in the Credit Services industry, which is above the industry midpoint. Overall, Northern Arc Capital has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Northern Arc Capital's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Northern Arc Capital ranks #139 out of 392 companies for 3-Year ROIIC %. This puts Northern Arc Capital in the upper half of its industry. The industry median 3-Year ROIIC % is 2.68. Northern Arc Capital's value of 6.57 is 145.6% above this benchmark. Historically, Northern Arc Capital's own 3-Year ROIIC % has ranged from 2.68 to 8.78 over the past decade. While the company's 10-year median is 6.57 vs. the industry median of 2.68, Northern Arc Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.68, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northern Arc Capital's current 3-Year ROIIC % of 6.57 is 145.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Northern Arc Capital and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northern Arc Capital's current 3-Year ROIIC % is 6.57, which is near median its own 10-year median of 6.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northern Arc Capital stock overvalued right now?
Northern Arc Capital (NSE:NORTHARC) has a current 3-Year ROIIC % of 6.57. The current 3-Year ROIIC % is 6.57, which is near median its 10-year median of 6.57 and 145.6% above the Credit Services industry median of 2.68. Northern Arc Capital's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Northern Arc Capital (NSE:NORTHARC), the current 3-Year ROIIC % is 6.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Northern Arc Capital Ltd is a platform in the financial services sector set up to cater to the credit requirements of households and businesses by providing access to debt finance. It is principally engaged in portfolio management to provide liquidity and develop access to debt-capital markets for institutions, and providing loans for personal, business, education, and mortgage purposes to individuals by setting up microfinance institutions, online debt trading platforms, and alternative investment funds. The group has three reportable segments: Financing activity, which generates maximum revenue; Investment advisory services; and Investment management services. Geographically, it operates only in India.
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