Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Northern Arc Capital's 3-Year RORE % for the quarter that ended in Mar. 2026 was 16.91%.
The industry rank for Northern Arc Capital's 3-Year RORE % or its related term are showing as below:
NSE:NORTHARC's 3-Year RORE % is ranked better than 62.93% of 518
companies
in the Credit Services industry
Industry Median: 8.3
vs NSE:NORTHARC: 16.91
Northern Arc Capital (NSE:NORTHARC) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Northern Arc Capital 3-Year RORE % Related Terms
Northern Arc Capital 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Northern Arc Capital's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:NORTHARC vs V, MA, AXP: 3-Year RORE % Comparison
For the Credit Services subindustry, Northern Arc Capital's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northern Arc Capital 3-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Northern Arc Capital's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Northern Arc Capital's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Northern Arc Capital (NSE:NORTHARC) has a 3-Year RORE % of 16.91 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Northern Arc Capital and its competitors. According to the industry distribution chart, Northern Arc Capital ranks #192 out of 518 companies in the Credit Services industry, placing it in the top 37.1%.
Is Northern Arc Capital's 3-Year RORE % too high?
Northern Arc Capital's current 3-Year RORE % is 16.91. The Credit Services industry median 3-Year RORE % is 8.30. Northern Arc Capital's value of 16.91 is 103.7% above this industry median. Based on the distribution chart, Northern Arc Capital ranks #192 out of 518 companies in the Credit Services industry, which is above the industry midpoint. Overall, Northern Arc Capital has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Northern Arc Capital's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Northern Arc Capital ranks #192 out of 518 companies for 3-Year RORE %. This puts Northern Arc Capital in the upper half of its industry. The industry median 3-Year RORE % is 8.30. Northern Arc Capital's value of 16.91 is 103.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.30, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northern Arc Capital's current 3-Year RORE % of 16.91 is 103.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Northern Arc Capital and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northern Arc Capital's current 3-Year RORE % is 16.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northern Arc Capital stock overvalued right now?
Northern Arc Capital (NSE:NORTHARC) has a current 3-Year RORE % of 16.91. The current 3-Year RORE % is 16.91 and 103.7% above the Credit Services industry median of 8.30. Northern Arc Capital's overall GF Score™ is 37/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Northern Arc Capital (NSE:NORTHARC), the current 3-Year RORE % is 16.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Northern Arc Capital Ltd is a platform in the financial services sector set up to cater to the credit requirements of households and businesses by providing access to debt finance. It is principally engaged in portfolio management to provide liquidity and develop access to debt-capital markets for institutions, and providing loans for personal, business, education, and mortgage purposes to individuals by setting up microfinance institutions, online debt trading platforms, and alternative investment funds. The group has three reportable segments: Financing activity, which generates maximum revenue; Investment advisory services; and Investment management services. Geographically, it operates only in India.
37GF Score
Get the complete analysis for NSE:NORTHARC
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:NORTHARC has been successfully added to your 
