ASRV (AmeriServ Financial) 14-Day RSI: 57.62 (As of Sep. 07, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASRV AmeriServ Financial Inc ASRV
55 GF Score
Price $5.04
GF Value $3.30
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is AmeriServ Financial 14-Day RSI?

AmeriServ Financial ASRV +1.30% 55 14-Day RSI is 57.62 as of Sep. 07, 2026. GuruFocus rates ASRV with a GF Score™ of 55/100 and a GF Value™ of $3.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,603 Banks companies, AmeriServ Financial ranks worse than 58.02% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-09-07), AmeriServ Financial's 14-Day RSI is 57.62.

The industry rank for AmeriServ Financial's 14-Day RSI or its related term are showing as below:

ASRV's 14-Day RSI is ranked worse than
58.02% of 1603 companies
in the Banks industry
Industry Median: 54.9 vs ASRV: 57.62

AmeriServ Financial  (NAS:ASRV) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


AmeriServ Financial 14-Day RSI Related Terms


ASRV vs PBKX, FBSI, CYFL: 14-Day RSI Comparison

For the Banks - Regional subindustry, AmeriServ Financial's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AmeriServ Financial 14-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, AmeriServ Financial's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where AmeriServ Financial's 14-Day RSI falls into.


ASRV
55GF Score
AmeriServ Financial Inc ASRV
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AmeriServ Financial  (NAS:ASRV) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 57.62 mean?
AmeriServ Financial (ASRV) has a 14-Day RSI of 57.62 as of Sep. 07, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on AmeriServ Financial and its competitors. According to the industry distribution chart, AmeriServ Financial ranks #930 out of 1603 companies in the Banks industry, placing it in the top 58%.
Is AmeriServ Financial's 14-Day RSI too high?
AmeriServ Financial's current 14-Day RSI is 57.62. The Banks industry median 14-Day RSI is 54.90. AmeriServ Financial's value of 57.62 is 5% above this industry median. Based on the distribution chart, AmeriServ Financial ranks #930 out of 1603 companies in the Banks industry, which is below the industry midpoint. Overall, AmeriServ Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AmeriServ Financial's 14-Day RSI compare to PBKX and FBSI?
According to the Banks industry distribution chart, AmeriServ Financial ranks #930 out of 1603 companies for 14-Day RSI. This places AmeriServ Financial in the lower half of its industry. The industry median 14-Day RSI is 54.90. AmeriServ Financial's value of 57.62 is 5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 54.90, based on 1,603 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AmeriServ Financial's current 14-Day RSI of 57.62 is 5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on AmeriServ Financial and its competitors. For the Banks industry, the median 14-Day RSI is 54.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AmeriServ Financial's current 14-Day RSI is 57.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AmeriServ Financial stock overvalued right now?
Based on GuruFocus' analysis, AmeriServ Financial (ASRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.30, compared to a current price of $5.04 — trading 52.7% above its estimated fair value. The current 14-Day RSI is 57.62 and 5% above the Banks industry median of 54.90. AmeriServ Financial's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For AmeriServ Financial (ASRV), the current 14-Day RSI is 57.62 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AmeriServ Financial (ASRV) Overvalued in 2026?

Based on GuruFocus' analysis, AmeriServ Financial stock appears to be overvalued. The current stock price of $5.04 is trading 52.7% above its estimated GF Value™ of $3.30. GuruFocus considers AmeriServ Financial to be Significantly Overvalued.

Key valuation signals for ASRV:

  • 14-Day RSI: 57.62
  • GF Value™: $3.30 vs. price of $5.04 (52.7% above fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 5% above the Banks median (#930 of 1603)

No single metric tells the full story. See the ASRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AmeriServ Financial Business Description

Address Main and Franklin Streets, P.O. Box 430, Johnstown, PA, USA, 15907-0430
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.
55GF Score

Get the complete analysis for ASRV

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.04
Price
$3.30
GF Value