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AmeriServ FinancialASRV +1.30%55 Shareholder Yield % is 8.87% as of Jun. 2026, which is 268% above its 10-year median of 2.41. GuruFocus rates ASRV with a GF Score™ of 55/100 and a GF Value™ of $3.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,496 Banks companies, AmeriServ Financial ranks better than 78.07% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, AmeriServ Financial's Shareholder Yield % was 8.87%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
AmeriServ Financial Shareholder Yield % Related Terms
AmeriServ Financial Shareholder Yield % Historical Data
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The historical data trend for AmeriServ Financial's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASRV vs PBKX, FBSI, CYFL: Shareholder Yield % Comparison
For the Banks - Regional subindustry, AmeriServ Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AmeriServ Financial Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, AmeriServ Financial's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where AmeriServ Financial's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
AmeriServ Financial (ASRV) has a Shareholder Yield % of 8.87% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on AmeriServ Financial and its competitors. This is 268% above median its historical median of 2.41. According to the industry distribution chart, AmeriServ Financial ranks #328 out of 1496 companies in the Banks industry, placing it in the top 21.9%.
Is AmeriServ Financial's Shareholder Yield % too high?
AmeriServ Financial's current Shareholder Yield % of 8.87% is 268% above median its 10-year median of 2.41. The Banks industry median Shareholder Yield % is 1.54. AmeriServ Financial's value of 8.87% is 477.9% above this industry median. Based on the distribution chart, AmeriServ Financial ranks #328 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AmeriServ Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AmeriServ Financial's Shareholder Yield % compare to PBKX and FBSI?
According to the Banks industry distribution chart, AmeriServ Financial ranks #328 out of 1496 companies for Shareholder Yield %. This places AmeriServ Financial in the top 22% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.54. AmeriServ Financial's value of 8.87% is 477.9% above this benchmark. While the company's 10-year median is 2.41 vs. the industry median of 1.54, AmeriServ Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.54, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AmeriServ Financial's current Shareholder Yield % of 8.87% is 477.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on AmeriServ Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AmeriServ Financial's current Shareholder Yield % is 8.87%, which is 268% above median its own 10-year median of 2.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AmeriServ Financial stock overvalued right now?
Based on GuruFocus' analysis, AmeriServ Financial (ASRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.30, compared to a current price of $5.04 — trading 52.7% above its estimated fair value. The current Shareholder Yield % is 8.87%, which is 268% above median its 10-year median of 2.41 and 477.9% above the Banks industry median of 1.54. AmeriServ Financial's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For AmeriServ Financial (ASRV), the current Shareholder Yield % is 8.87% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AmeriServ Financial (ASRV) Overvalued in 2026?
Based on GuruFocus' analysis, AmeriServ Financial stock appears to be overvalued.
The current stock price of $5.04 is trading 52.7% above its estimated GF Value™ of $3.30.
GuruFocus considers AmeriServ Financial to be Significantly Overvalued.
Key valuation signals for ASRV:
Shareholder Yield %: 8.87% (268% above median its 10-year median of 2.41)
GF Value™: $3.30 vs. price of $5.04 (52.7% above fair value)
Industry Position: 477.9% above the Banks median (#328 of 1496)
No single metric tells the full story. See the ASRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.
55GF Score
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