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ASRV (AmeriServ Financial) Cyclically Adjusted Price-to-FCF : 10.59 (As of Jun. 02, 2025)


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What is AmeriServ Financial Cyclically Adjusted Price-to-FCF?

As of today (2025-06-02), AmeriServ Financial's current share price is $2.86. AmeriServ Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $0.27. AmeriServ Financial's Cyclically Adjusted Price-to-FCF for today is 10.59.

The historical rank and industry rank for AmeriServ Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

ASRV' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 7.93   Med: 13.28   Max: 27.19
Current: 10.31

During the past years, AmeriServ Financial's highest Cyclically Adjusted Price-to-FCF was 27.19. The lowest was 7.93. And the median was 13.28.

ASRV's Cyclically Adjusted Price-to-FCF is ranked worse than
61.84% of 891 companies
in the Banks industry
Industry Median: 8.67 vs ASRV: 10.31

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

AmeriServ Financial's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $0.036. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.27 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


AmeriServ Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for AmeriServ Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AmeriServ Financial Cyclically Adjusted Price-to-FCF Chart

AmeriServ Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.20 12.94 11.80 11.07 9.45

AmeriServ Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.67 7.97 9.27 9.45 8.91

Competitive Comparison of AmeriServ Financial's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, AmeriServ Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AmeriServ Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, AmeriServ Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where AmeriServ Financial's Cyclically Adjusted Price-to-FCF falls into.


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AmeriServ Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

AmeriServ Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=2.86/0.27
=10.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AmeriServ Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, AmeriServ Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.036/134.9266*134.9266
=0.036

Current CPI (Mar. 2025) = 134.9266.

AmeriServ Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.105 100.684 0.141
201509 0.069 100.392 0.093
201512 0.163 99.792 0.220
201603 0.009 100.470 0.012
201606 0.188 101.688 0.249
201609 -0.372 101.861 -0.493
201612 0.449 101.863 0.595
201703 0.101 102.862 0.132
201706 -0.013 103.349 -0.017
201709 0.091 104.136 0.118
201712 0.080 104.011 0.104
201803 0.192 105.290 0.246
201806 0.007 106.317 0.009
201809 -0.030 106.507 -0.038
201812 0.155 105.998 0.197
201903 0.017 107.251 0.021
201906 0.091 108.070 0.114
201909 -0.180 108.329 -0.224
201912 0.191 108.420 0.238
202003 -0.061 108.902 -0.076
202006 -0.067 108.767 -0.083
202009 -0.194 109.815 -0.238
202012 0.164 109.897 0.201
202103 0.378 111.754 0.456
202106 0.126 114.631 0.148
202109 -0.110 115.734 -0.128
202112 0.114 117.630 0.131
202203 0.084 121.301 0.093
202206 -0.083 125.017 -0.090
202209 0.013 125.227 0.014
202212 0.169 125.222 0.182
202303 0.082 127.348 0.087
202306 0.027 128.729 0.028
202309 0.134 129.860 0.139
202312 0.043 129.419 0.045
202403 -0.163 131.776 -0.167
202406 0.069 132.554 0.070
202409 -0.062 133.029 -0.063
202412 0.219 133.157 0.222
202503 0.036 134.927 0.036

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


AmeriServ Financial  (NAS:ASRV) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


AmeriServ Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of AmeriServ Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


AmeriServ Financial Business Description

Traded in Other Exchanges
N/A
Address
Main and Franklin Streets, P.O. Box 430, Johnstown, PA, USA, 15907-0430
AmeriServ Financial Inc is a bank holding company. The company and its subsidiaries derive substantially all of their income from banking, bank-related services, and trust-related services. Its operating segment includes community banking and it generates maximum revenue. The community banking segment includes both retail and commercial banking activities. The company also offers retail banking which includes the deposit-gathering branch franchise and lending to both individuals and small businesses; Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans; Commercial banking to businesses includes commercial loans, business services, and CRE loans.
Executives
Jeffrey A Stopko officer: Senior Vice President and CFO
Richard W. Bloomingdale director C/O AMERISERV FINANCIAL, INC., 216 FRANKLIN STREET, JOHNSTOWN PA 15901
Kim W Kunkle director
David J. Hickton director C/O AMERISERV FINANCIAL, INC., 216 FRANKLIN STREET, JOHNSTOWN PA 15901
James T Huerth officer: EVP, Commercial Banking 102 S MAIN STREET, CULPEPER VA 22701
Amy Bradley director MAIN & FRANKLIN STREETS, P. O. BOX 430, JOHNSTOWN PA 15907
O Malley Margaret A director
Daniel A. Onorato director MAIN & FRANKLIN STREETS, P.O. BOX 430, JOHNSTOWN PA 15907
Robert L Wise director
Craig G Ford director, officer: Chairman, President & CEO
Thomas C Slater director
Young Gregor T Iv officer: President & CEO of Trust Co. C/O S&T BANCORP INC, P O BOX 190, INDIANA PA 15701
Duke Bruce E Iii director
Michael D Lynch officer: Interim SVP & CFO 216 FRANKLIN STREET, JOHNSTOWN PA 15901
Michael R. Baylor officer: EVP & Regional President 216 FRANKLIN STREET, JOHNSTOWN PA 15901