ZIZTF (Zip Co) Tax Provision: $-7.1 Mil (TTM As of Dec. 2025)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZIZTF Zip Co Ltd ZIZTF
74 GF Score
Price $1.95
GF Value $1.61
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Zip Co Tax Provision?

Zip Co ZIZTF 74 Tax Provision is $-7.1 Mil as of Dec. 2025. GuruFocus rates ZIZTF with a GF Score™ of 74/100 and a GF Value™ of $1.61 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Zip Co's tax provision for the six months ended in Dec. 2025 was $-9.2 Mil. Its tax provision for the trailing twelve months (TTM) ended in Dec. 2025 was $-7.1 Mil.

Zip Co Tax Provision Historical Data

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The historical data trend for Zip Co's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zip Co Tax Provision Chart

Zip Co Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.88 0.22 24.44 -12.91 35.52

Zip Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.68 -3.32 32.48 2.14 -9.24
ZIZTF
74GF Score
Zip Co Ltd ZIZTF
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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Zip Co Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-7.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of $-7.1 Mil mean?
Zip Co (ZIZTF) has a Tax Provision of $-7.1 Mil as of Dec. 2025. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Zip Co and its competitors.
Is Zip Co's Tax Provision too high?
Zip Co's current Tax Provision is $-7.1 Mil. Overall, Zip Co has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zip Co's Tax Provision compare to V and MA?
Zip Co's Tax Provision of $-7.1 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Credit Services company?
A good Tax Provision depends on the Credit Services industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Zip Co and its competitors. Zip Co's current Tax Provision is $-7.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zip Co stock overvalued right now?
Based on GuruFocus' analysis, Zip Co (ZIZTF) is currently considered Modestly Overvalued. The stock's GF Value™ is $1.61, compared to a current price of $1.95 — trading 21.1% above its estimated fair value. The current Tax Provision is $-7.1 Mil. Zip Co's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For Zip Co (ZIZTF), the current Tax Provision is $-7.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zip Co (ZIZTF) Overvalued in 2026?

Based on GuruFocus' analysis, Zip Co stock appears to be overvalued. The current stock price of $1.95 is trading 21.1% above its estimated GF Value™ of $1.61. GuruFocus considers Zip Co to be Modestly Overvalued.

Key valuation signals for ZIZTF:

  • Tax Provision: $-7.1 Mil
  • GF Value™: $1.61 vs. price of $1.95 (21.1% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the ZIZTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zip Co Business Description

Other Exchanges YRRA:GermanyZIP:Australia
Address 126 Phillip Street, Level 5, Sydney, NSW, AUS, 2000
Zip is a credit provider operating two segments: Australia and New Zealand, and the US. Founded in Australia in 2013, it has over 6 million active customers and partners with over 85,000 merchants. In Australia, Zip positions itself as a credit card alternative, with several revolving credit products. Customers can carry the balance over time with a monthly fee and set their own repayment schedule. The US and New Zealand offering is a far more vanilla BNPL offering: Pay-in-4 in New Zealand and Pay-in-Z in the US, where customers pay back in fixed instalments. The US segment is built on the 2020 acquisition of QuadPay and has recently become Zip's largest and fastest-growing segment.
74GF Score

Get the complete analysis for ZIZTF

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.95
Price
$1.61
GF Value