Business Description
Zip Co Ltd
ISIN : AU0000218307
Description
Zip Co Ltd is a diversified finance provider, offering consumer financing via a line of credit (via Zip Pay and Zip Money) and instalment-based finance (via QuadPay, Spotii, Twisto, and PayFlex); as well as lending to small to midsize enterprises (via Zip Business). Zip's fortunes are largely tied to the buy now, pay later, or BNPL, industry. Majority of its products-Zip Pay, QuadPay (Zip U.S.), and PayFlex-do not charge interest based on outstanding balances. The company provides services in four countries around the world, Australia and New Zealand (ANZ), the United States, and Canada (Americas). The company's segments include ANZ, Americas, and Corporate.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.09 | |||||
| Equity-to-Asset | 0.2 | |||||
| Debt-to-Equity | 3.3 | |||||
| Debt-to-EBITDA | 10.02 | |||||
| Interest Coverage | 0.85 | |||||
| Piotroski F-Score | 7/9 | |||||
| Altman Z-Score | 0.35 | |||||
| Beneish M-Score | -2.81 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 4.4 | |||||
| 3-Year FCF Growth Rate | 62.6 | |||||
| 3-Year Book Growth Rate | -44.6 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 165.01 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 18.82 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 63.54 | |||||
| 9-Day RSI | 58.08 | |||||
| 14-Day RSI | 52.47 | |||||
| 3-1 Month Momentum % | -33.97 | |||||
| 6-1 Month Momentum % | -4.03 | |||||
| 12-1 Month Momentum % | 141.3 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 5.62 | |||||
| Quick Ratio | 5.62 | |||||
| Cash Ratio | 0.36 | |||||
| Days Sales Outstanding | 1005.22 | |||||
| Days Payable | 357.8 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -26.1 | |||||
| Shareholder Yield % | 3.46 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 67.67 | |||||
| Operating Margin % | 23.4 | |||||
| Net Margin % | -4.9 | |||||
| FCF Margin % | 25.22 | |||||
| ROE % | -9.1 | |||||
| ROA % | -1.37 | |||||
| ROIC % | 3.83 | |||||
| 3-Year ROIIC % | -84.76 | |||||
| ROC (Joel Greenblatt) % | 10.47 | |||||
| ROCE % | 5.68 | |||||
| Years of Profitability over Past 10-Year | 1 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward PE Ratio | 39.63 | |||||
| Price-to-Owner-Earnings | 47.31 | |||||
| PS Ratio | 3.03 | |||||
| PB Ratio | 4.52 | |||||
| Price-to-Tangible-Book | 8.13 | |||||
| Price-to-Free-Cash-Flow | 11.77 | |||||
| Price-to-Operating-Cash-Flow | 11.03 | |||||
| EV-to-EBIT | 31.49 | |||||
| EV-to-EBITDA | 22.88 | |||||
| EV-to-Forward-EBITDA | 116.72 | |||||
| EV-to-Revenue | 5.66 | |||||
| EV-to-Forward-Revenue | 5.04 | |||||
| EV-to-FCF | 22.62 | |||||
| Price-to-GF-Value | 4.06 | |||||
| Price-to-Net-Current-Asset-Value | 13.54 | |||||
| Earnings Yield (Greenblatt) % | 3.18 | |||||
| FCF Yield % | 7.38 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Zip Co Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 613.327 | ||
| EPS (TTM) ($) | -0.041 | ||
| Beta | 5.05 | ||
| 3-Year Sharpe Ratio | 0.41 | ||
| 3-Year Sortino Ratio | 0.93 | ||
| Volatility % | 70.54 | ||
| 14-Day RSI | 52.47 | ||
| 14-Day ATR ($) | 0.080517 | ||
| 20-Day SMA ($) | 1.477335 | ||
| 12-1 Month Momentum % | 141.3 | ||
| 52-Week Range ($) | 0.6244 - 2.375 | ||
| Shares Outstanding (Mil) | 1,305.59 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Zip Co Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Zip Co Ltd Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Zip Co Ltd Frequently Asked Questions
What is Zip Co Ltd(ZIZTF)'s stock price today?
The current price of ZIZTF is $1.63. The 52 week high of ZIZTF is $2.38 and 52 week low is $0.62.
When is next earnings date of Zip Co Ltd(ZIZTF)?
The next earnings date of Zip Co Ltd(ZIZTF) is 2025-08-27 Est..
Does Zip Co Ltd(ZIZTF) pay dividends? If so, how much?
Zip Co Ltd(ZIZTF) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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