AFBI (Affinity Bancshares) Tax Rate %: 23.92% (As of Mar. 2026)


AFBI Affinity Bancshares Inc AFBI
65 GF Score
Price $22.65
GF Value $20.43
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Affinity Bancshares Tax Rate %?

Affinity Bancshares AFBI -0.04% 65 Tax Rate % is 23.92% as of Mar. 2026. GuruFocus rates AFBI with a GF Score™ of 65/100 and a GF Value™ of $20.43 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Affinity Bancshares's Tax Expense for the three months ended in Mar. 2026 was $0.72 Mil. Affinity Bancshares's Pre-Tax Income for the three months ended in Mar. 2026 was $3.00 Mil. Therefore, Affinity Bancshares's Tax Rate % for the quarter that ended in Mar. 2026 was 23.92%.

Affinity Bancshares Tax Rate % Related Terms

Affinity Bancshares Tax Rate % Historical Data

* Premium members only.

The historical data trend for Affinity Bancshares's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affinity Bancshares Tax Rate % Chart

Affinity Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 23.59 23.51 23.13 22.07 25.85

Affinity Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.99 24.06 24.00 30.72 23.92
AFBI
65GF Score
Affinity Bancshares Inc AFBI
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Affinity Bancshares Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Affinity Bancshares's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=2.905/11.237
=25.85 %

Affinity Bancshares's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=0.718/3.002
=23.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 23.92% mean?
Affinity Bancshares (AFBI) has a Tax Rate % of 23.92% as of Mar. 2026.
Is Affinity Bancshares' Tax Rate % too high?
Affinity Bancshares' current Tax Rate % is 23.92%. Overall, Affinity Bancshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Affinity Bancshares' Tax Rate % compare to LSBK and DIMC?
Affinity Bancshares' Tax Rate % of 23.92% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Affinity Bancshares's current Tax Rate % is 23.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affinity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Affinity Bancshares (AFBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.43, compared to a current price of $22.65 — trading 10.9% above its estimated fair value. The current Tax Rate % is 23.92%. Affinity Bancshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Affinity Bancshares (AFBI), the current Tax Rate % is 23.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affinity Bancshares (AFBI) Overvalued in 2026?

Based on GuruFocus' analysis, Affinity Bancshares stock appears to be overvalued. The current stock price of $22.65 is trading 10.9% above its estimated GF Value™ of $20.43. GuruFocus considers Affinity Bancshares to be Modestly Overvalued.

Key valuation signals for AFBI:

  • Tax Rate %: 23.92%
  • GF Value™: $20.43 vs. price of $22.65 (10.9% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the AFBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affinity Bancshares Business Description

Address 3175 Highway 278, Covington, GA, USA, 30014
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
65GF Score

Get the complete analysis for AFBI

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.65
Price
$20.43
GF Value