FFMR (First Farmers Financial) 1-Year Share Buyback Ratio: 0.80% (As of Jun. 2026 )

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FFMR First Farmers Financial Corp FFMR
72 GF Score
Price $36.25
GF Value $39.76
Valuation Fairly Valued
! 3 Warning Signs
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What is First Farmers Financial 1-Year Share Buyback Ratio?

First Farmers Financial FFMR 72 1-Year Share Buyback Ratio is 0.80 as of Jun. 2026. GuruFocus rates FFMR with a GF Score™ of 72/100 and a GF Value™ of $39.76 (Fairly Valued). The stock has 3 warning signs investors should review. Among 890 Banks companies, First Farmers Financial ranks better than 67.75% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. First Farmers Financial's current 1-Year Share Buyback Ratio was 0.80%.

FFMR's 1-Year Share Buyback Ratio is ranked better than
67.75% of 890 companies
in the Banks industry
Industry Median: -0.1 vs FFMR: 0.80

First Farmers Financial  (OTCPK:FFMR) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


First Farmers Financial 1-Year Share Buyback Ratio Related Terms


FFMR vs PDLB, BSVN, COFS: 1-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, First Farmers Financial's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Farmers Financial 1-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Farmers Financial's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where First Farmers Financial's 1-Year Share Buyback Ratio falls into.


FFMR
72GF Score
First Farmers Financial Corp FFMR
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Farmers Financial 1-Year Share Buyback Ratio Calculation

First Farmers Financial's 1-Year Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Jun. 2025 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Jun. 2025 )
=(13.986 - 13.878) / 13.986
=0.8%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of 0.80 mean?
First Farmers Financial (FFMR) has a 1-Year Share Buyback Ratio of 0.80 as of Jun. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for First Farmers Financial and its competitors. According to the industry distribution chart, First Farmers Financial ranks #287 out of 890 companies in the Banks industry, placing it in the top 32.2%.
Is First Farmers Financial's 1-Year Share Buyback Ratio too high?
First Farmers Financial's current 1-Year Share Buyback Ratio is 0.80. Based on the distribution chart, First Farmers Financial ranks #287 out of 890 companies in the Banks industry, which is above the industry midpoint. Overall, First Farmers Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Farmers Financial's 1-Year Share Buyback Ratio compare to PDLB and BSVN?
According to the Banks industry distribution chart, First Farmers Financial ranks #287 out of 890 companies for 1-Year Share Buyback Ratio. This puts First Farmers Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for First Farmers Financial and its competitors. First Farmers Financial's current 1-Year Share Buyback Ratio is 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Farmers Financial stock overvalued right now?
Based on GuruFocus' analysis, First Farmers Financial (FFMR) is currently considered Fairly Valued. The stock's GF Value™ is $39.76, compared to a current price of $36.25 — trading 8.8% below its estimated fair value. The current 1-Year Share Buyback Ratio is 0.80. First Farmers Financial's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For First Farmers Financial (FFMR), the current 1-Year Share Buyback Ratio is 0.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Farmers Financial (FFMR) Overvalued in 2026?

Based on GuruFocus' analysis, First Farmers Financial stock appears to be undervalued. The current stock price of $36.25 is trading 8.8% below its estimated GF Value™ of $39.76. GuruFocus considers First Farmers Financial to be Fairly Valued.

Key valuation signals for FFMR:

  • 1-Year Share Buyback Ratio: 0.80
  • GF Value™: $39.76 vs. price of $36.25 (8.8% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the FFMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Farmers Financial Business Description

Address 123 North Jefferson Street, Converse, IN, USA, 46919
First Farmers Financial Corp is a financial holding company. Along with its subsidiaries, it is mainly engaged in providing a range of banking products and services to individuals, families, and businesses. Its products and services include deposits, retirement and health savings accounts, consumer loans, home equity, and account management and leasing. The group makes commercial, installment and mortgage loans to and receives deposits from customers through its offices located in the Indiana counties of Carroll, Cass, Clay, Grant, Hamilton, Howard, Huntington, Madison, Marshall, Miami, Starke, Sullivan, Tippecanoe, Tipton, Vigo and Wabash; and Illinois counties of Coles, Edgar and Vermilion.
72GF Score

Get the complete analysis for FFMR

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.25
Price
$39.76
GF Value