PBNK (Pinnacle Bank) Total Equity: $106.33 Mil (As of Dec. 2025)


PBNK Pinnacle Bank PBNK
67 GF Score
Price $17.93
GF Value $15.92
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pinnacle Bank Total Equity?

Pinnacle Bank PBNK -2.82% 67 Total Equity is $106.33 Mil as of Dec. 2025. GuruFocus rates PBNK with a GF Score™ of 67/100 and a GF Value™ of $15.92 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Pinnacle Bank's total equity for the quarter that ended in Dec. 2025 was $106.33 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

Pinnacle Bank Total Equity Historical Data

* Premium members only.

The historical data trend for Pinnacle Bank's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Bank Total Equity Chart

Pinnacle Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.41 73.69 87.93 98.98 106.33

Pinnacle Bank Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 66.41 73.69 87.93 98.98 106.33
PBNK
67GF Score
Pinnacle Bank PBNK
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Pinnacle Bank Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

Pinnacle Bank's Total Equity for the fiscal year that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=890.355-784.027
=106.33

Pinnacle Bank's Total Equity for the quarter that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=890.355-784.027
=106.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of $106.33 Mil mean?
Pinnacle Bank (PBNK) has a Total Equity of $106.33 Mil as of Dec. 2025. The total amount of equity as record on a company's balance sheet. View historical data for Pinnacle Bank and its competitors.
Is Pinnacle Bank's Total Equity too high?
Pinnacle Bank's current Total Equity is $106.33 Mil. Overall, Pinnacle Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bank's Total Equity compare to OXBC and RVSB?
Pinnacle Bank's Total Equity of $106.33 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for Pinnacle Bank and its competitors. Pinnacle Bank's current Total Equity is $106.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bank stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bank (PBNK) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.92, compared to a current price of $17.93 — trading 12.6% above its estimated fair value. The current Total Equity is $106.33 Mil. Pinnacle Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For Pinnacle Bank (PBNK), the current Total Equity is $106.33 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Bank (PBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bank stock appears to be overvalued. The current stock price of $17.93 is trading 12.6% above its estimated GF Value™ of $15.92. GuruFocus considers Pinnacle Bank to be Modestly Overvalued.

Key valuation signals for PBNK:

  • Total Equity: $106.33 Mil
  • GF Value™: $15.92 vs. price of $17.93 (12.6% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the PBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pinnacle Bank Business Description

Address 7597 Monterey Street, Gilroy, CA, USA, 95020
Pinnacle Bank is a bank holding company. It bank offers Business Banking, Asset Based Lending, Personal Banking, and Fraud Protection. It includes Business Financing Options, Deposit Services, Online/Mobile Banking, Personal Loans, Online Safety, ATM/Debit Scams, and others. It offers various types of deposits, including noninterest-bearing demand deposits and interest-bearing deposits. It provides products and services to small to middle-market businesses, professionals, not-for-profit organizations, and individuals.
67GF Score

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Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.93
Price
$15.92
GF Value