PBNK (Pinnacle Bank) Total Operating Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PBNK Pinnacle Bank PBNK
68 GF Score
Price $17.65
GF Value $15.93
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pinnacle Bank Total Operating Expense?

Total Operating Expense does not apply to banks and insurance companies.

PBNK
68GF Score
Pinnacle Bank PBNK
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pinnacle Bank (PBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bank stock appears to be overvalued. The current stock price of $17.65 is trading 10.8% above its estimated GF Value™ of $15.93. GuruFocus considers Pinnacle Bank to be Modestly Overvalued.

Key valuation signals for PBNK:

  • Total Operating Expense:
  • GF Value™: $15.93 vs. price of $17.65 (10.8% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the PBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pinnacle Bank Business Description

Address 7597 Monterey Street, Gilroy, CA, USA, 95020
Pinnacle Bank is a bank holding company. It bank offers Business Banking, Asset Based Lending, Personal Banking, and Fraud Protection. It includes Business Financing Options, Deposit Services, Online/Mobile Banking, Personal Loans, Online Safety, ATM/Debit Scams, and others. It offers various types of deposits, including noninterest-bearing demand deposits and interest-bearing deposits. It provides products and services to small to middle-market businesses, professionals, not-for-profit organizations, and individuals.
68GF Score

Get the complete analysis for PBNK

Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.65
Price
$15.93
GF Value