Pinnacle BankPBNK +0.27%67 FCF Yield % is 11.54 as of Jun. 28, 2026, which is 2% above its 10-year median of 11.36. GuruFocus rates PBNK with a GF Score™ of 67/100 and a GF Value™ of $15.92 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,507 Banks companies, Pinnacle Bank ranks better than 63.77% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Pinnacle Bank FCF Yield % Related Terms
Pinnacle Bank FCF Yield % Historical Data
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The historical data trend for Pinnacle Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pinnacle Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pinnacle Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Pinnacle Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Pinnacle Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pinnacle Bank (PBNK) has a FCF Yield % of 11.54 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pinnacle Bank and its competitors. This is near median its historical median of 11.36. According to the industry distribution chart, Pinnacle Bank ranks #546 out of 1507 companies in the Banks industry, placing it in the top 36.2%.
Is Pinnacle Bank's FCF Yield % too high?
Pinnacle Bank's current FCF Yield % of 11.54 is near median its 10-year median of 11.36. The Banks industry median FCF Yield % is 8.14. Pinnacle Bank's value of 11.54 is 41.8% above this industry median. Based on the distribution chart, Pinnacle Bank ranks #546 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, Pinnacle Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bank's FCF Yield % compare to BSFO and PFBX?
According to the Banks industry distribution chart, Pinnacle Bank ranks #546 out of 1507 companies for FCF Yield %. This puts Pinnacle Bank in the upper half of its industry. The industry median FCF Yield % is 8.14. Pinnacle Bank's value of 11.54 is 41.8% above this benchmark. While the company's 10-year median is 11.36 vs. the industry median of 8.14, Pinnacle Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pinnacle Bank's current FCF Yield % of 11.54 is 41.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pinnacle Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pinnacle Bank's current FCF Yield % is 11.54, which is near median its own 10-year median of 11.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bank stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bank (PBNK) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.92, compared to a current price of $18.45 — trading 15.9% above its estimated fair value. The current FCF Yield % is 11.54, which is near median its 10-year median of 11.36 and 41.8% above the Banks industry median of 8.14. Pinnacle Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Pinnacle Bank (PBNK), the current FCF Yield % is 11.54 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pinnacle Bank (PBNK) Overvalued in 2026?
Based on GuruFocus' analysis, Pinnacle Bank stock appears to be overvalued.
The current stock price of $18.45 is trading 15.9% above its estimated GF Value™ of $15.92.
GuruFocus considers Pinnacle Bank to be Modestly Overvalued.
Key valuation signals for PBNK:
FCF Yield %: 11.54 (near median its 10-year median of 11.36)
GF Value™: $15.92 vs. price of $18.45 (15.9% above fair value)
Industry Position: 41.8% above the Banks median (#546 of 1507)
No single metric tells the full story. See the PBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pinnacle Bank is a bank holding company. It bank offers Business Banking, Asset Based Lending, Personal Banking, and Fraud Protection. It includes Business Financing Options, Deposit Services, Online/Mobile Banking, Personal Loans, Online Safety, ATM/Debit Scams, and others. It offers various types of deposits, including noninterest-bearing demand deposits and interest-bearing deposits. It provides products and services to small to middle-market businesses, professionals, not-for-profit organizations, and individuals.
67GF Score
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