PBNK (Pinnacle Bank) Altman Z-Score


PBNK Pinnacle Bank PBNK
67 GF Score
Price $18.45
GF Value $15.92
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Pinnacle Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

PBNK
67GF Score
Pinnacle Bank PBNK
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pinnacle Bank (PBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bank stock appears to be overvalued. The current stock price of $18.45 is trading 15.9% above its estimated GF Value™ of $15.92. GuruFocus considers Pinnacle Bank to be Modestly Overvalued.

Key valuation signals for PBNK:

  • Altman Z-Score:
  • GF Value™: $15.92 vs. price of $18.45 (15.9% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the PBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pinnacle Bank Business Description

Address 7597 Monterey Street, Gilroy, CA, USA, 95020
Pinnacle Bank is a bank holding company. It bank offers Business Banking, Asset Based Lending, Personal Banking, and Fraud Protection. It includes Business Financing Options, Deposit Services, Online/Mobile Banking, Personal Loans, Online Safety, ATM/Debit Scams, and others. It offers various types of deposits, including noninterest-bearing demand deposits and interest-bearing deposits. It provides products and services to small to middle-market businesses, professionals, not-for-profit organizations, and individuals.
67GF Score

Get the complete analysis for PBNK

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.45
Price
$15.92
GF Value