CBAF (Citba Financial) Total Liabilities: $635.82 Mil (As of Mar. 2026)


CBAF Citba Financial Corp CBAF
68 GF Score
Price $38.56
GF Value $31.95
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citba Financial Total Liabilities?

Citba Financial CBAF 68 Total Liabilities is $635.82 Mil as of Mar. 2026. GuruFocus rates CBAF with a GF Score™ of 68/100 and a GF Value™ of $31.95 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Citba Financial's Total Liabilities for the quarter that ended in Mar. 2026 was $635.82 Mil.

Citba Financial's quarterly Total Liabilities declined from Sep. 2025 ($633.37 Mil) to Dec. 2025 ($629.40 Mil) but then increased from Dec. 2025 ($629.40 Mil) to Mar. 2026 ($635.82 Mil).

Citba Financial's annual Total Liabilities declined from Dec. 2023 ($590.10 Mil) to Dec. 2024 ($586.28 Mil) but then increased from Dec. 2024 ($586.28 Mil) to Dec. 2025 ($629.40 Mil).


Citba Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for Citba Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citba Financial Total Liabilities Chart

Citba Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 575.26 580.63 590.10 586.28 629.40

Citba Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 597.87 602.38 633.37 629.40 635.82
CBAF
68GF Score
Citba Financial Corp CBAF
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Citba Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Citba Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=696.293-66.894
=629.40

Citba Financial's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=699.745-63.93
=635.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $635.82 Mil mean?
Citba Financial (CBAF) has a Total Liabilities of $635.82 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Citba Financial and its competitors.
Is Citba Financial's Total Liabilities too high?
Citba Financial's current Total Liabilities is $635.82 Mil. Overall, Citba Financial has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citba Financial's Total Liabilities compare to MVLY and PGNN?
Citba Financial's Total Liabilities of $635.82 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Citba Financial and its competitors. Citba Financial's current Total Liabilities is $635.82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citba Financial stock overvalued right now?
Based on GuruFocus' analysis, Citba Financial (CBAF) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.95, compared to a current price of $38.56 — trading 20.7% above its estimated fair value. The current Total Liabilities is $635.82 Mil. Citba Financial's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Citba Financial (CBAF), the current Total Liabilities is $635.82 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citba Financial (CBAF) Overvalued in 2026?

Based on GuruFocus' analysis, Citba Financial stock appears to be overvalued. The current stock price of $38.56 is trading 20.7% above its estimated GF Value™ of $31.95. GuruFocus considers Citba Financial to be Modestly Overvalued.

Key valuation signals for CBAF:

  • Total Liabilities: $635.82 Mil
  • GF Value™: $31.95 vs. price of $38.56 (20.7% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the CBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citba Financial Business Description

Address 33 North Indiana Street, P.O. Box 789, Mooresville, IN, USA, 46158-0007
Citba Financial Corp is a bank holding company engaged in the ownership and management of the Bank, which operates under a state bank charter and provides full banking services. The Bank generates commercial, mortgage, and consumer loans and receives deposits mainly from customers in Morgan County, Indiana, and surrounding counties, with loans generally secured by real property, consumer, and business assets. The Company earns revenue from interest and dividends on loans, investment securities, and other financial instruments, deposit-related fees such as account maintenance, overdrafts, ATM and wire transfers, and interchange fees from debit and credit card transactions recognized daily.
68GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.56
Price
$31.95
GF Value