CBAF (Citba Financial) Momentum Rank: 6 (As of Aug. 17, 2026) — Near Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CBAF Citba Financial Corp CBAF
71 GF Score
Price $42.95
GF Value $32.97
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citba Financial Momentum Rank?

Citba Financial CBAF +3.49% 71 Momentum Rank is 6 as of Aug. 17, 2026, which is at its 10-year median of 6.00. GuruFocus rates CBAF with a GF Score™ of 71/100 and a GF Value™ of $32.97 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Citba Financial has the Momentum Rank of 6.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Citba Financial Momentum Rank Related Terms

CBAF vs LSFG, BAOB, CIZN: Momentum Rank Comparison

For the Banks - Regional subindustry, Citba Financial's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citba Financial Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Citba Financial's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Citba Financial's Momentum Rank falls into.


CBAF
71GF Score
Citba Financial Corp CBAF
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 6 mean?
Citba Financial (CBAF) has a Momentum Rank of 6 as of Aug. 17, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Citba Financial and its competitors. This is near median its historical median of 6.00. Over the past decade, Citba Financial's Momentum Rank has ranged from 1.00 to 10.00.
Is Citba Financial's Momentum Rank too high?
Citba Financial's current Momentum Rank of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Citba Financial has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citba Financial's Momentum Rank compare to LSFG and BAOB?
Citba Financial's Momentum Rank of 6 can be compared against companies in the Banks industry. Historically, Citba Financial's own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Citba Financial and its competitors. Citba Financial's current Momentum Rank is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citba Financial stock overvalued right now?
Based on GuruFocus' analysis, Citba Financial (CBAF) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.97, compared to a current price of $42.95 — trading 30.3% above its estimated fair value. The current Momentum Rank is 6, which is near median its 10-year median of 6.00. Citba Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Citba Financial (CBAF), the current Momentum Rank is 6 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citba Financial (CBAF) Overvalued in 2026?

Based on GuruFocus' analysis, Citba Financial stock appears to be overvalued. The current stock price of $42.95 is trading 30.3% above its estimated GF Value™ of $32.97. GuruFocus considers Citba Financial to be Modestly Overvalued.

Key valuation signals for CBAF:

  • Momentum Rank: 6 (near median its 10-year median of 6.00)
  • GF Value™: $32.97 vs. price of $42.95 (30.3% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the CBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citba Financial Business Description

Address 33 North Indiana Street, P.O. Box 789, Mooresville, IN, USA, 46158-0007
Citba Financial Corp is a bank holding company engaged in the ownership and management of the Bank, which operates under a state bank charter and provides full banking services. The Bank generates commercial, mortgage, and consumer loans and receives deposits mainly from customers in Morgan County, Indiana, and surrounding counties, with loans generally secured by real property, consumer, and business assets. The Company earns revenue from interest and dividends on loans, investment securities, and other financial instruments, deposit-related fees such as account maintenance, overdrafts, ATM and wire transfers, and interchange fees from debit and credit card transactions recognized daily.
71GF Score

Get the complete analysis for CBAF

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.95
Price
$32.97
GF Value