CBAF (Citba Financial) YoY EPS Growth: 25.00% (As of Jun. 2026)

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CBAF Citba Financial Corp CBAF
71 GF Score
Price $42.95
GF Value $32.97
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citba Financial YoY EPS Growth?

Citba Financial CBAF +3.49% 71 YoY EPS Growth is 25.00% as of Jun. 2026. GuruFocus rates CBAF with a GF Score™ of 71/100 and a GF Value™ of $32.97 (Modestly Overvalued). The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Citba Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 was 25.00%.

Citba Financial's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $1.10.

Citba Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Citba Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citba Financial YoY EPS Growth Chart

Citba Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.64 17.00 11.76 -30.96 87.89

Citba Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.96 43.28 112.24 -15.63 25.00
CBAF
71GF Score
Citba Financial Corp CBAF
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Citba Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Citba Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(4.19-2.23)/ | 2.23 |
=87.89 %

Citba Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(1.1-0.88)/ | 0.88 |
=25.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 25.00% mean?
Citba Financial (CBAF) has a YoY EPS Growth of 25.00% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Citba Financial and its competitors.
Is Citba Financial's YoY EPS Growth too high?
Citba Financial's current YoY EPS Growth is 25.00%. Overall, Citba Financial has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citba Financial's YoY EPS Growth compare to LSFG and BAOB?
Citba Financial's YoY EPS Growth of 25.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Citba Financial and its competitors. Citba Financial's current YoY EPS Growth is 25.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citba Financial stock overvalued right now?
Based on GuruFocus' analysis, Citba Financial (CBAF) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.97, compared to a current price of $42.95 — trading 30.3% above its estimated fair value. The current YoY EPS Growth is 25.00%. Citba Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Citba Financial (CBAF), the current YoY EPS Growth is 25.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citba Financial (CBAF) Overvalued in 2026?

Based on GuruFocus' analysis, Citba Financial stock appears to be overvalued. The current stock price of $42.95 is trading 30.3% above its estimated GF Value™ of $32.97. GuruFocus considers Citba Financial to be Modestly Overvalued.

Key valuation signals for CBAF:

  • YoY EPS Growth: 25.00%
  • GF Value™: $32.97 vs. price of $42.95 (30.3% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the CBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citba Financial Business Description

Address 33 North Indiana Street, P.O. Box 789, Mooresville, IN, USA, 46158-0007
Citba Financial Corp is a bank holding company engaged in the ownership and management of the Bank, which operates under a state bank charter and provides full banking services. The Bank generates commercial, mortgage, and consumer loans and receives deposits mainly from customers in Morgan County, Indiana, and surrounding counties, with loans generally secured by real property, consumer, and business assets. The Company earns revenue from interest and dividends on loans, investment securities, and other financial instruments, deposit-related fees such as account maintenance, overdrafts, ATM and wire transfers, and interchange fees from debit and credit card transactions recognized daily.
71GF Score

Get the complete analysis for CBAF

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.95
Price
$32.97
GF Value