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United Arab Bank PJSCADX:UAB 60 5-Year Yield-on-Cost % is 2.61 as of Jul. 22, 2026, which is at its 10-year median of 2.61. GuruFocus rates ADX:UAB with a GF Score™ of 60/100 and a GF Value™ of د.إ1.25 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,254 Banks companies, United Arab Bank PJSC ranks worse than 71.85% on this metric.
United Arab Bank PJSC's yield on cost for the quarter that ended in Mar. 2026 was 2.61.
The historical rank and industry rank for United Arab Bank PJSC's 5-Year Yield-on-Cost % or its related term are showing as below:
ADX:UAB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.5 Med: 2.61 Max: 2.67
Current: 2.61
During the past 13 years, United Arab Bank PJSC's highest Yield on Cost was 2.67. The lowest was 2.50. And the median was 2.61.
ADX:UAB's 5-Year Yield-on-Cost % is ranked worse than 71.85% of 1254
companies
in the Banks industry
Industry Median: 3.865
vs ADX:UAB: 2.61
United Arab Bank PJSC (ADX:UAB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
United Arab Bank PJSC 5-Year Yield-on-Cost % Related Terms
United Arab Bank PJSC 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, United Arab Bank PJSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Arab Bank PJSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, United Arab Bank PJSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where United Arab Bank PJSC's 5-Year Yield-on-Cost % falls into.
United Arab Bank PJSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
United Arab Bank PJSC (ADX:UAB) has a 5-Year Yield-on-Cost % of 2.61 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on United Arab Bank PJSC and its competitors. This is near median its historical median of 2.61. Over the past decade, United Arab Bank PJSC's 5-Year Yield-on-Cost % has ranged from 2.50 to 2.67. According to the industry distribution chart, United Arab Bank PJSC ranks #901 out of 1254 companies in the Banks industry, placing it in the top 71.9%.
Is United Arab Bank PJSC's 5-Year Yield-on-Cost % too high?
United Arab Bank PJSC's current 5-Year Yield-on-Cost % of 2.61 is near median its 10-year median of 2.61. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 2.67. The Banks industry median 5-Year Yield-on-Cost % is 3.87. United Arab Bank PJSC's value of 2.61 is 32.5% below this industry median. Based on the distribution chart, United Arab Bank PJSC ranks #901 out of 1254 companies in the Banks industry, which is below the industry midpoint. Overall, United Arab Bank PJSC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Arab Bank PJSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, United Arab Bank PJSC ranks #901 out of 1254 companies for 5-Year Yield-on-Cost %. This places United Arab Bank PJSC in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. United Arab Bank PJSC's value of 2.61 is 32.5% below this benchmark. Historically, United Arab Bank PJSC's own 5-Year Yield-on-Cost % has ranged from 2.50 to 2.67 over the past decade. While the company's 10-year median is 2.61 vs. the industry median of 3.87, United Arab Bank PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.87, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Arab Bank PJSC's current 5-Year Yield-on-Cost % of 2.61 is 32.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on United Arab Bank PJSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Arab Bank PJSC's current 5-Year Yield-on-Cost % is 2.61, which is near median its own 10-year median of 2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Arab Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, United Arab Bank PJSC (ADX:UAB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.25, compared to a current price of د.إ1.33 — trading 6.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.61, which is near median its 10-year median of 2.61 and 32.5% below the Banks industry median of 3.87. United Arab Bank PJSC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For United Arab Bank PJSC (ADX:UAB), the current 5-Year Yield-on-Cost % is 2.61 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Arab Bank PJSC (ADX:UAB) Overvalued in 2026?
Based on GuruFocus' analysis, United Arab Bank PJSC stock appears to be overvalued.
The current stock price of د.إ1.33 is trading 6.4% above its estimated GF Value™ of د.إ1.25.
GuruFocus considers United Arab Bank PJSC to be Fairly Valued.
Key valuation signals for ADX:UAB:
5-Year Yield-on-Cost %: 2.61 (near median its 10-year median of 2.61)
GF Value™: د.إ1.25 vs. price of د.إ1.33 (6.4% above fair value)
Industry Position: 32.5% below the Banks median (#901 of 1254)
No single metric tells the full story. See the ADX:UAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Arab Bank PJSC provides financial services. The company is organized into three segments: Wholesale Banking, Retail Banking, and Treasury and capital markets. Wholesale banking handles loans and other credit facilities and deposits and current accounts for corporate and institutional customers. Retail banking handles individual customers' deposits and provides consumer-type loans, overdrafts, credit card facilities, and funds transfer facilities and Treasury and capital markets engaged in investments and interbank treasury operations including transactions for foreign exchange, derivatives, margin FX and hedging strategies Islamic banking services, and others.
60GF Score
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