United Arab Bank PJSC (ADX:UAB) PEG Ratio: 0.60 (As of Jul. 16, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:UAB United Arab Bank PJSC ADX:UAB
60 GF Score
Price د.إ1.34
GF Value د.إ1.25
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is United Arab Bank PJSC PEG Ratio?

United Arab Bank PJSC ADX:UAB 60 PEG Ratio is 0.60 as of Jul. 16, 2026, which is 7% above its 10-year median of 0.56. GuruFocus rates ADX:UAB with a GF Score™ of 60/100 and a GF Value™ of د.إ1.25 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,227 Banks companies, United Arab Bank PJSC ranks better than 83.62% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, United Arab Bank PJSC's PE Ratio without NRI is 10.23. United Arab Bank PJSC's 5-Year Book Value growth rate is 17.10%. Therefore, United Arab Bank PJSC's PEG Ratio for today is 0.60.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for United Arab Bank PJSC's PEG Ratio or its related term are showing as below:

ADX:UAB' s PEG Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.56   Max: 6.02
Current: 0.6


During the past 13 years, United Arab Bank PJSC's highest PEG Ratio was 6.02. The lowest was 0.41. And the median was 0.56.


ADX:UAB's PEG Ratio is ranked better than
83.62% of 1227 companies
in the Banks industry
Industry Median: 1.54 vs ADX:UAB: 0.60

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


United Arab Bank PJSC  (ADX:UAB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


United Arab Bank PJSC PEG Ratio Related Terms


United Arab Bank PJSC PEG Ratio Historical Data

* Premium members only.

The historical data trend for United Arab Bank PJSC's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Arab Bank PJSC PEG Ratio Chart

United Arab Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.91 0.42

United Arab Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.49 0.42 0.42 0.54

United Arab Bank PJSC PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, United Arab Bank PJSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Arab Bank PJSC PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, United Arab Bank PJSC's PEG Ratio distribution charts can be found below:

* The bar in red indicates where United Arab Bank PJSC's PEG Ratio falls into.


ADX:UAB
60GF Score
United Arab Bank PJSC ADX:UAB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Arab Bank PJSC PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

United Arab Bank PJSC's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=10.229007633588/17.10
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.60 mean?
United Arab Bank PJSC (ADX:UAB) has a PEG Ratio of 0.60 as of Jul. 16, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on United Arab Bank PJSC and its competitors. This is near median its historical median of 0.56. Over the past decade, United Arab Bank PJSC's PEG Ratio has ranged from 0.41 to 6.02. According to the industry distribution chart, United Arab Bank PJSC ranks #201 out of 1227 companies in the Banks industry, placing it in the top 16.4%.
Is United Arab Bank PJSC's PEG Ratio too high?
United Arab Bank PJSC's current PEG Ratio of 0.60 is near median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 6.02. The Banks industry median PEG Ratio is 1.54. United Arab Bank PJSC's value of 0.60 is 61% below this industry median. Based on the distribution chart, United Arab Bank PJSC ranks #201 out of 1227 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Arab Bank PJSC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Arab Bank PJSC's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, United Arab Bank PJSC ranks #201 out of 1227 companies for PEG Ratio. This places United Arab Bank PJSC in the top 16% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. United Arab Bank PJSC's value of 0.60 is 61% below this benchmark. Historically, United Arab Bank PJSC's own PEG Ratio has ranged from 0.41 to 6.02 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.54, United Arab Bank PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Arab Bank PJSC's current PEG Ratio of 0.60 is 61% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on United Arab Bank PJSC and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Arab Bank PJSC's current PEG Ratio is 0.60, which is near median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Arab Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, United Arab Bank PJSC (ADX:UAB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.25, compared to a current price of د.إ1.34 — trading 7.2% above its estimated fair value. The current PEG Ratio is 0.60, which is near median its 10-year median of 0.56 and 61% below the Banks industry median of 1.54. United Arab Bank PJSC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For United Arab Bank PJSC (ADX:UAB), the current PEG Ratio is 0.60 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Arab Bank PJSC (ADX:UAB) Overvalued in 2026?

Based on GuruFocus' analysis, United Arab Bank PJSC stock appears to be overvalued. The current stock price of د.إ1.34 is trading 7.2% above its estimated GF Value™ of د.إ1.25. GuruFocus considers United Arab Bank PJSC to be Fairly Valued.

Key valuation signals for ADX:UAB:

  • PEG Ratio: 0.60 (near median its 10-year median of 0.56)
  • GF Value™: د.إ1.25 vs. price of د.إ1.34 (7.2% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 61% below the Banks median (#201 of 1227)

No single metric tells the full story. See the ADX:UAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Arab Bank PJSC Business Description

Address Al Majaz Street, P.O. Box 25022, Buhaira Corniche, Emirate of Sarjah, Sharjah, ARE
United Arab Bank PJSC provides financial services. The company is organized into three segments: Wholesale Banking, Retail Banking, and Treasury and capital markets. Wholesale banking handles loans and other credit facilities and deposits and current accounts for corporate and institutional customers. Retail banking handles individual customers' deposits and provides consumer-type loans, overdrafts, credit card facilities, and funds transfer facilities and Treasury and capital markets engaged in investments and interbank treasury operations including transactions for foreign exchange, derivatives, margin FX and hedging strategies Islamic banking services, and others.
60GF Score

Get the complete analysis for ADX:UAB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.34
Price
د.إ1.25
GF Value