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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, United Arab Bank PJSC's Enterprise Value is د.إ2,608.6 Mil.
United Arab Bank PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ-1,716.0 Mil. Therefore, United Arab Bank PJSC's EV-to-FCF for today is -1.52.
The historical rank and industry rank for United Arab Bank PJSC's EV-to-FCF or its related term are showing as below:
ADX:UAB'
s EV-to-FCF Range Over the Past 10 Years
Min: -107.86 Med: 0.07 Max: 12.69
Current: -1.52
During the past 13 years, the highest EV-to-FCF of United Arab Bank PJSC was 12.69. The lowest was -107.86. And the median was 0.07.
ADX:UAB's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs ADX:UAB: -1.52
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
United Arab Bank PJSC (ADX:UAB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
United Arab Bank PJSC's PE Ratio (TTM) for today is calculated as:
United Arab Bank PJSC's share price for today is د.إ1.34.
United Arab Bank PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.130.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Arab Bank PJSC EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, United Arab Bank PJSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Arab Bank PJSC EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, United Arab Bank PJSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where United Arab Bank PJSC's EV-to-FCF falls into.
United Arab Bank PJSC's current Enterprise Value is د.إ2,608.6 Mil.
United Arab Bank PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-1,716.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Arab Bank PJSC (ADX:UAB) has a EV-to-FCF of -1.52 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on United Arab Bank PJSC and its competitors. According to the industry distribution chart, United Arab Bank PJSC ranks #999999 out of 1193 companies in the Banks industry.
Is United Arab Bank PJSC's EV-to-FCF too high?
United Arab Bank PJSC's current EV-to-FCF is -1.52. Based on the distribution chart, United Arab Bank PJSC ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, United Arab Bank PJSC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Arab Bank PJSC's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, United Arab Bank PJSC ranks #999999 out of 1193 companies for EV-to-FCF. This places United Arab Bank PJSC in the lower half of its industry. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on United Arab Bank PJSC and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Arab Bank PJSC's current EV-to-FCF is -1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Arab Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, United Arab Bank PJSC (ADX:UAB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.25, compared to a current price of د.إ1.34 — trading 7.2% above its estimated fair value. The current EV-to-FCF is -1.52. United Arab Bank PJSC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For United Arab Bank PJSC (ADX:UAB), the current EV-to-FCF is -1.52 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Arab Bank PJSC (ADX:UAB) Overvalued in 2026?
Based on GuruFocus' analysis, United Arab Bank PJSC stock appears to be overvalued.
The current stock price of د.إ1.34 is trading 7.2% above its estimated GF Value™ of د.إ1.25.
GuruFocus considers United Arab Bank PJSC to be Fairly Valued.
Key valuation signals for ADX:UAB:
EV-to-FCF: -1.52
GF Value™: د.إ1.25 vs. price of د.إ1.34 (7.2% above fair value)
No single metric tells the full story. See the ADX:UAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Arab Bank PJSC provides financial services. The company is organized into three segments: Wholesale Banking, Retail Banking, and Treasury and capital markets. Wholesale banking handles loans and other credit facilities and deposits and current accounts for corporate and institutional customers. Retail banking handles individual customers' deposits and provides consumer-type loans, overdrafts, credit card facilities, and funds transfer facilities and Treasury and capital markets engaged in investments and interbank treasury operations including transactions for foreign exchange, derivatives, margin FX and hedging strategies Islamic banking services, and others.
60GF Score
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