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United Arab Bank PJSCADX:UAB 61 Equity-to-Asset is 0.15 as of Jun. 2026, which is 25% above its 10-year median of 0.12. GuruFocus rates ADX:UAB with a GF Score™ of 61/100 and a GF Value™ of د.إ1.22 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,518 Banks companies, United Arab Bank PJSC ranks better than 86.76% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. United Arab Bank PJSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was د.إ4,038.8 Mil. United Arab Bank PJSC's Total Assets for the quarter that ended in Jun. 2026 was د.إ27,748.1 Mil.
Therefore, United Arab Bank PJSC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.15.
The historical rank and industry rank for United Arab Bank PJSC's Equity-to-Asset or its related term are showing as below:
ADX:UAB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.12 Max: 0.16
Current: 0.15
During the past 13 years, the highest Equity to Asset Ratio of United Arab Bank PJSC was 0.16. The lowest was 0.09. And the median was 0.12.
ADX:UAB's Equity-to-Asset is ranked better than 86.76% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs ADX:UAB: 0.15
United Arab Bank PJSC (ADX:UAB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
United Arab Bank PJSC Equity-to-Asset Related Terms
United Arab Bank PJSC Equity-to-Asset Historical Data
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The historical data trend for United Arab Bank PJSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Arab Bank PJSC Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, United Arab Bank PJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Arab Bank PJSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, United Arab Bank PJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where United Arab Bank PJSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
United Arab Bank PJSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Arab Bank PJSC (ADX:UAB) has a Equity-to-Asset of 0.15 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Arab Bank PJSC and its competitors. This is 25% above median its historical median of 0.12. Over the past decade, United Arab Bank PJSC's Equity-to-Asset has ranged from 0.09 to 0.16. According to the industry distribution chart, United Arab Bank PJSC ranks #201 out of 1518 companies in the Banks industry, placing it in the top 13.2%.
Is United Arab Bank PJSC's Equity-to-Asset too high?
United Arab Bank PJSC's current Equity-to-Asset of 0.15 is 25% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. United Arab Bank PJSC's value of 0.15 is 50% above this industry median. Based on the distribution chart, United Arab Bank PJSC ranks #201 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Arab Bank PJSC has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Arab Bank PJSC's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, United Arab Bank PJSC ranks #201 out of 1518 companies for Equity-to-Asset. This places United Arab Bank PJSC in the top 13% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. United Arab Bank PJSC's value of 0.15 is 50% above this benchmark. Historically, United Arab Bank PJSC's own Equity-to-Asset has ranged from 0.09 to 0.16 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, United Arab Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Arab Bank PJSC's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on United Arab Bank PJSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Arab Bank PJSC's current Equity-to-Asset is 0.15, which is 25% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Arab Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, United Arab Bank PJSC (ADX:UAB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.22, compared to a current price of د.إ1.31 — trading 7.4% above its estimated fair value. The current Equity-to-Asset is 0.15, which is 25% above median its 10-year median of 0.12 and 50% above the Banks industry median of 0.10. United Arab Bank PJSC's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For United Arab Bank PJSC (ADX:UAB), the current Equity-to-Asset is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Arab Bank PJSC (ADX:UAB) Overvalued in 2026?
Based on GuruFocus' analysis, United Arab Bank PJSC stock appears to be overvalued.
The current stock price of د.إ1.31 is trading 7.4% above its estimated GF Value™ of د.إ1.22.
GuruFocus considers United Arab Bank PJSC to be Fairly Valued.
Key valuation signals for ADX:UAB:
Equity-to-Asset: 0.15 (25% above median its 10-year median of 0.12)
GF Value™: د.إ1.22 vs. price of د.إ1.31 (7.4% above fair value)
Industry Position: 50% above the Banks median (#201 of 1518)
No single metric tells the full story. See the ADX:UAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Arab Bank PJSC provides financial services. The company is organized into three segments: Wholesale Banking, Retail Banking, and Treasury and capital markets. Wholesale banking handles loans and other credit facilities and deposits and current accounts for corporate and institutional customers. Retail banking handles individual customers' deposits and provides consumer-type loans, overdrafts, credit card facilities, and funds transfer facilities and Treasury and capital markets engaged in investments and interbank treasury operations including transactions for foreign exchange, derivatives, margin FX and hedging strategies Islamic banking services, and others.
61GF Score
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