Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
United Arab Bank PJSCADX:UAB 60 Median PS Value is د.إ1.05 as of Jul. 16, 2026, which is 100% below its 10-year median of 1.06. GuruFocus rates ADX:UAB with a GF Score™ of 60/100 and a GF Value™ of د.إ1.25 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,040 Banks companies, United Arab Bank PJSC ranks worse than 65.87% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for United Arab Bank PJSC's Median PS Value or its related term are showing as below:
ADX:UAB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.7 Med: 1.06 Max: 1.33
Current: 1.28
During the past 13 years, the highest Price to Median PS Value of United Arab Bank PJSC was 1.33. The lowest was 0.70. And the median was 1.06.
ADX:UAB's Price-to-Median-PS-Value is ranked worse than 65.87% of 1040
companies
in the Banks industry
Industry Median: 1.12
vs ADX:UAB: 1.28
United Arab Bank PJSC (ADX:UAB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
United Arab Bank PJSC's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.34
/
1.05
=
1.28
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Arab Bank PJSC Median PS Value Related Terms
United Arab Bank PJSC Median PS Value Historical Data
* Premium members only.
The historical data trend for United Arab Bank PJSC's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Arab Bank PJSC Median PS Value Competitor Comparison
For the Banks - Regional subindustry, United Arab Bank PJSC's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Arab Bank PJSC Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, United Arab Bank PJSC's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where United Arab Bank PJSC's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.7234.
United Arab Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.282.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Arab Bank PJSC (ADX:UAB) has a Median PS Value of د.إ1.05 as of Jul. 16, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Arab Bank PJSC and its competitors. This is 91% below median its historical median of 1.06. Over the past decade, United Arab Bank PJSC's Median PS Value has ranged from 0.70 to 1.33. According to the industry distribution chart, United Arab Bank PJSC ranks #685 out of 1040 companies in the Banks industry, placing it in the top 65.9%.
Is United Arab Bank PJSC's Median PS Value too high?
United Arab Bank PJSC's current Median PS Value of د.إ1.05 is 91% below median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 1.33. Based on the distribution chart, United Arab Bank PJSC ranks #685 out of 1040 companies in the Banks industry, which is below the industry midpoint. Overall, United Arab Bank PJSC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Arab Bank PJSC's Median PS Value compare to competitors?
According to the Banks industry distribution chart, United Arab Bank PJSC ranks #685 out of 1040 companies for Median PS Value. This places United Arab Bank PJSC in the lower half of its industry. The industry median Median PS Value is 1.12. Historically, United Arab Bank PJSC's own Median PS Value has ranged from 0.70 to 1.33 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.12, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on United Arab Bank PJSC and its competitors. For the Banks industry, the median Median PS Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Arab Bank PJSC's current Median PS Value is د.إ1.05, which is 91% below median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Arab Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, United Arab Bank PJSC (ADX:UAB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.25, compared to a current price of د.إ1.34 — trading 7.2% above its estimated fair value. The current Median PS Value is د.إ1.05, which is 91% below median its 10-year median of 1.06. United Arab Bank PJSC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For United Arab Bank PJSC (ADX:UAB), the current Median PS Value is د.إ1.05 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Arab Bank PJSC (ADX:UAB) Overvalued in 2026?
Based on GuruFocus' analysis, United Arab Bank PJSC stock appears to be overvalued.
The current stock price of د.إ1.34 is trading 7.2% above its estimated GF Value™ of د.إ1.25.
GuruFocus considers United Arab Bank PJSC to be Fairly Valued.
Key valuation signals for ADX:UAB:
Median PS Value: د.إ1.05 (91% below median its 10-year median of 1.06)
GF Value™: د.إ1.25 vs. price of د.إ1.34 (7.2% above fair value)
No single metric tells the full story. See the ADX:UAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Arab Bank PJSC provides financial services. The company is organized into three segments: Wholesale Banking, Retail Banking, and Treasury and capital markets. Wholesale banking handles loans and other credit facilities and deposits and current accounts for corporate and institutional customers. Retail banking handles individual customers' deposits and provides consumer-type loans, overdrafts, credit card facilities, and funds transfer facilities and Treasury and capital markets engaged in investments and interbank treasury operations including transactions for foreign exchange, derivatives, margin FX and hedging strategies Islamic banking services, and others.
60GF Score
Get the complete analysis for ADX:UAB
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:UAB has been successfully added to your 
