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First Seacoast BancorpFSEA 55 5-Year Yield-on-Cost % is 0.00 as of Aug. 15, 2026. GuruFocus rates FSEA with a GF Score™ of 55/100 and a GF Value™ of $13.14 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,252 Banks companies, First Seacoast Bancorp ranks worse than 79872.12% on this metric.
First Seacoast Bancorp's yield on cost for the quarter that ended in Jun. 2026 was 0.00.
The historical rank and industry rank for First Seacoast Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
FSEA's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.795 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
First Seacoast Bancorp (NAS:FSEA) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
First Seacoast Bancorp 5-Year Yield-on-Cost % Related Terms
FSEA vs REDW, PBKX, FBSI: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, First Seacoast Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Seacoast Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, First Seacoast Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where First Seacoast Bancorp's 5-Year Yield-on-Cost % falls into.
First Seacoast Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
First Seacoast Bancorp (FSEA) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Seacoast Bancorp and its competitors. According to the industry distribution chart, First Seacoast Bancorp ranks #999999 out of 1252 companies in the Banks industry.
Is First Seacoast Bancorp's 5-Year Yield-on-Cost % too high?
First Seacoast Bancorp's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, First Seacoast Bancorp ranks #999999 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Seacoast Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Seacoast Bancorp's 5-Year Yield-on-Cost % compare to REDW and PBKX?
According to the Banks industry distribution chart, First Seacoast Bancorp ranks #999999 out of 1252 companies for 5-Year Yield-on-Cost %. This places First Seacoast Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.80, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Seacoast Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Seacoast Bancorp's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Seacoast Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Seacoast Bancorp (FSEA) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.14, compared to a current price of $17.10 — trading 30.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. First Seacoast Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Seacoast Bancorp (FSEA), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Seacoast Bancorp (FSEA) Overvalued in 2026?
Based on GuruFocus' analysis, First Seacoast Bancorp stock appears to be overvalued.
The current stock price of $17.10 is trading 30.1% above its estimated GF Value™ of $13.14.
GuruFocus considers First Seacoast Bancorp to be Modestly Overvalued.
Key valuation signals for FSEA:
5-Year Yield-on-Cost %: 0.00
GF Value™: $13.14 vs. price of $17.10 (30.1% above fair value)
No single metric tells the full story. See the FSEA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Seacoast Bancorp Inc is the savings and loan holding company. The banks business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank, in one- to four-family residential real estate loans, commercial real estate and multi-family real estate loans, acquisition, development and land loans, commercial and industrial loans, home equity loans and lines of credit and consumer loans. It operates in single segment of Banking Services.
55GF Score
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