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FSEA (First Seacoast Bancorp) Cash-to-Debt : 0.28 (As of Sep. 2024)


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What is First Seacoast Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. First Seacoast Bancorp's cash to debt ratio for the quarter that ended in Sep. 2024 was 0.28.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, First Seacoast Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2024.

The historical rank and industry rank for First Seacoast Bancorp's Cash-to-Debt or its related term are showing as below:

FSEA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08   Med: 0.17   Max: 0.87
Current: 0.28

During the past 7 years, First Seacoast Bancorp's highest Cash to Debt Ratio was 0.87. The lowest was 0.08. And the median was 0.17.

FSEA's Cash-to-Debt is ranked worse than
83.78% of 1498 companies
in the Banks industry
Industry Median: 1.295 vs FSEA: 0.28

First Seacoast Bancorp Cash-to-Debt Historical Data

The historical data trend for First Seacoast Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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First Seacoast Bancorp Cash-to-Debt Chart

First Seacoast Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cash-to-Debt
Get a 7-Day Free Trial 0.10 0.25 0.27 0.09 0.08

First Seacoast Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.08 0.09 0.43 0.28

Competitive Comparison of First Seacoast Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, First Seacoast Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Seacoast Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Seacoast Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where First Seacoast Bancorp's Cash-to-Debt falls into.



First Seacoast Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

First Seacoast Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

First Seacoast Bancorp's Cash to Debt Ratio for the quarter that ended in Sep. 2024 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Seacoast Bancorp  (NAS:FSEA) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


First Seacoast Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of First Seacoast Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.


First Seacoast Bancorp Business Description

Traded in Other Exchanges
N/A
Address
633 Central Avenue, Dover, NH, USA, 03820
First Seacoast Bancorp Inc is a savings and loan holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank, in one-to-four-family residential real estate loans, commercial real estate, and multi-family real estate loans, acquisition, development and land loans, commercial and industrial loans, home equity loans and lines of credit and consumer loans. The company generates revenue from financial instruments, such as loans, letters of credit, and investment securities, as well as revenue related to mortgage servicing activities and bank-owned life insurance.
Executives
Richard M Donovan director, officer: SVP and CFO C/O FIRST SEACOAST BANCORP, 633 CENTRAL AVENUE, DOVER NH 03820
James R. Brannen director, officer: President & CEO 633 CENTRAL AVENUE, DOVER NH 03820
Mark P. Boulanger director 633 CENTRAL AVENUE, DOVER NH 03820
Dana C Lynch director 633 CENTRAL AVENUE, DOVER NH 03820
Paul Nee officer: SVP and CIO 633 CENTRAL AVENUE, DOVER NH 03820
Timothy F. Dargan officer: SVP and Sr. CLO 633 CENTRAL AVENUE, DOVER NH 03820
Thomas J. Jean director 633 CENTRAL AVENUE, DOVER NH 03820
John E. Swenson officer: SVP and CRO 633 CENTRAL AVENUE, DOVER NH 03820
Michael J. Bolduc director 633 CENTRAL AVENUE, DOVER NH 03820
James Jalbert director 633 CENTRAL AVENUE, DOVER NH 03820
Janet Sylvester director 633 CENTRAL AVENUE, DOVER NH 03820
Paula J. Williamson-reid director 633 CENTRAL AVENUE, DOVER NH 03820
Jean Tremblay officer: SVP and Sr. RLO 633 CENTRAL AVENUE, DOVER NH 03820
Erica A. Johnson director 633 CENTRAL AVENUE, DOVER NH 03820
Patricia A. Barbour director 633 CENTRAL AVENUE, DOVER NH 03820