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Phu Nhuan Jewelry JSCSTC:PNJ -0.76%96 5-Year Yield-on-Cost % is 9.61 as of Jul. 29, 2026, which is 151% above its 10-year median of 3.83. GuruFocus rates STC:PNJ with a GF Score™ of 96/100 and a GF Value™ of ₫70,053.04 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 580 Retail - Cyclical companies, Phu Nhuan Jewelry JSC ranks better than 87.93% on this metric.
Phu Nhuan Jewelry JSC's yield on cost for the quarter that ended in Mar. 2026 was 9.61.
The historical rank and industry rank for Phu Nhuan Jewelry JSC's 5-Year Yield-on-Cost % or its related term are showing as below:
STC:PNJ'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.92 Med: 3.83 Max: 10.28
Current: 9.61
During the past 13 years, Phu Nhuan Jewelry JSC's highest Yield on Cost was 10.28. The lowest was 1.92. And the median was 3.83.
STC:PNJ's 5-Year Yield-on-Cost % is ranked better than 87.93% of 580
companies
in the Retail - Cyclical industry
Industry Median: 3.255
vs STC:PNJ: 9.61
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Phu Nhuan Jewelry JSC 5-Year Yield-on-Cost % Related Terms
STC:PNJ vs TPR, SIG: 5-Year Yield-on-Cost % Comparison
For the Luxury Goods subindustry, Phu Nhuan Jewelry JSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phu Nhuan Jewelry JSC 5-Year Yield-on-Cost % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Phu Nhuan Jewelry JSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Phu Nhuan Jewelry JSC's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Phu Nhuan Jewelry JSC (STC:PNJ) has a 5-Year Yield-on-Cost % of 9.61 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Phu Nhuan Jewelry JSC and its competitors. This is 151% above median its historical median of 3.83. Over the past decade, Phu Nhuan Jewelry JSC's 5-Year Yield-on-Cost % has ranged from 1.92 to 10.28. According to the industry distribution chart, Phu Nhuan Jewelry JSC ranks #70 out of 580 companies in the Retail - Cyclical industry, placing it in the top 12.1%.
Is Phu Nhuan Jewelry JSC's 5-Year Yield-on-Cost % too high?
Phu Nhuan Jewelry JSC's current 5-Year Yield-on-Cost % of 9.61 is 151% above median its 10-year median of 3.83. Over the past 10 years, this metric has ranged from a low of 1.92 to a high of 10.28. The Retail - Cyclical industry median 5-Year Yield-on-Cost % is 3.26. Phu Nhuan Jewelry JSC's value of 9.61 is 195.2% above this industry median. Based on the distribution chart, Phu Nhuan Jewelry JSC ranks #70 out of 580 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Phu Nhuan Jewelry JSC has a GF Score™ of 96/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phu Nhuan Jewelry JSC's 5-Year Yield-on-Cost % compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Phu Nhuan Jewelry JSC ranks #70 out of 580 companies for 5-Year Yield-on-Cost %. This places Phu Nhuan Jewelry JSC in the top 12% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.26. Phu Nhuan Jewelry JSC's value of 9.61 is 195.2% above this benchmark. Historically, Phu Nhuan Jewelry JSC's own 5-Year Yield-on-Cost % has ranged from 1.92 to 10.28 over the past decade. While the company's 10-year median is 3.83 vs. the industry median of 3.26, Phu Nhuan Jewelry JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Retail - Cyclical company?
The median 5-Year Yield-on-Cost % among Retail - Cyclical companies is 3.26, based on 580 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phu Nhuan Jewelry JSC's current 5-Year Yield-on-Cost % of 9.61 is 195.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Phu Nhuan Jewelry JSC and its competitors. For the Retail - Cyclical industry, the median 5-Year Yield-on-Cost % is 3.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Nhuan Jewelry JSC's current 5-Year Yield-on-Cost % is 9.61, which is 151% above median its own 10-year median of 3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Nhuan Jewelry JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC (STC:PNJ) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫70,053.04, compared to a current price of ₫32,650.00 — trading 53.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 9.61, which is 151% above median its 10-year median of 3.83 and 195.2% above the Retail - Cyclical industry median of 3.26. Phu Nhuan Jewelry JSC's overall GF Score™ is 96/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Phu Nhuan Jewelry JSC (STC:PNJ), the current 5-Year Yield-on-Cost % is 9.61 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phu Nhuan Jewelry JSC (STC:PNJ) Overvalued in 2026?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC stock appears to be undervalued.
The current stock price of ₫32,650.00 is trading 53.4% below its estimated GF Value™ of ₫70,053.04.
GuruFocus considers Phu Nhuan Jewelry JSC to be Significantly Undervalued.
Key valuation signals for STC:PNJ:
5-Year Yield-on-Cost %: 9.61 (151% above median its 10-year median of 3.83)
GF Value™: ₫70,053.04 vs. price of ₫32,650.00 (53.4% below fair value)
Industry Position: 195.2% above the Retail - Cyclical median (#70 of 580)
No single metric tells the full story. See the STC:PNJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phu Nhuan Jewelry JSC is engaged in the manufacturing and trading of gold, silver, jewelry, and gemstones, and imports and exports jewelry in gold, silver, and gemstones. The other activities are mainly trading accessories and jewelry inspection services. It offers products such as rings, earrings, bracelets, pendants, necklaces, etc., under different brands such as CAO Fine Jewellery, Mancode by PNJ, Style by PNJ, PNJArt, PNJ Silver and Accessories, and others. Geographically, the company conducts its operations only in Vietnam.
96GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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