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Phu Nhuan Jewelry JSCSTC:PNJ +3.62%91 3-Year EBITDA Growth Rate is 11.70% as of Jun. 2026, which is 6% below its 10-year median of 12.50. GuruFocus rates STC:PNJ with a GF Score™ of 91/100 and a GF Value™ of ₫98,202.88 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 916 Retail - Cyclical companies, Phu Nhuan Jewelry JSC ranks better than 60.04% on this metric.
During the past 12 months, Phu Nhuan Jewelry JSC's average EBITDA Per Share Growth Rate was 26.40% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 11.70% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 16.90% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 18.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Phu Nhuan Jewelry JSC was 64.70% per year. The lowest was -12.70% per year. And the median was 12.50% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Phu Nhuan Jewelry JSC 3-Year EBITDA Growth Rate Related Terms
STC:PNJ vs TPR, SIG: 3-Year EBITDA Growth Rate Comparison
For the Luxury Goods subindustry, Phu Nhuan Jewelry JSC's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phu Nhuan Jewelry JSC 3-Year EBITDA Growth Rate vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Phu Nhuan Jewelry JSC's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Phu Nhuan Jewelry JSC's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 11.70% mean?
Phu Nhuan Jewelry JSC (STC:PNJ) has a 3-Year EBITDA Growth Rate of 11.70% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Phu Nhuan Jewelry JSC and its competitors. This is near median its historical median of 12.50. According to the industry distribution chart, Phu Nhuan Jewelry JSC ranks #366 out of 916 companies in the Retail - Cyclical industry, placing it in the top 40%.
Is Phu Nhuan Jewelry JSC's 3-Year EBITDA Growth Rate too high?
Phu Nhuan Jewelry JSC's current 3-Year EBITDA Growth Rate of 11.70% is near median its 10-year median of 12.50. The Retail - Cyclical industry median 3-Year EBITDA Growth Rate is 5.35. Phu Nhuan Jewelry JSC's value of 11.70% is 118.7% above this industry median. Based on the distribution chart, Phu Nhuan Jewelry JSC ranks #366 out of 916 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Phu Nhuan Jewelry JSC has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phu Nhuan Jewelry JSC's 3-Year EBITDA Growth Rate compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Phu Nhuan Jewelry JSC ranks #366 out of 916 companies for 3-Year EBITDA Growth Rate. This puts Phu Nhuan Jewelry JSC in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 5.35. Phu Nhuan Jewelry JSC's value of 11.70% is 118.7% above this benchmark. While the company's 10-year median is 12.50 vs. the industry median of 5.35, Phu Nhuan Jewelry JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Retail - Cyclical company?
The median 3-Year EBITDA Growth Rate among Retail - Cyclical companies is 5.35, based on 916 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phu Nhuan Jewelry JSC's current 3-Year EBITDA Growth Rate of 11.70% is 118.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Phu Nhuan Jewelry JSC and its competitors. For the Retail - Cyclical industry, the median 3-Year EBITDA Growth Rate is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Nhuan Jewelry JSC's current 3-Year EBITDA Growth Rate is 11.70%, which is near median its own 10-year median of 12.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Nhuan Jewelry JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC (STC:PNJ) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫98,202.88, compared to a current price of ₫37,200.00 — trading 62.1% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 11.70%, which is near median its 10-year median of 12.50 and 118.7% above the Retail - Cyclical industry median of 5.35. Phu Nhuan Jewelry JSC's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Phu Nhuan Jewelry JSC (STC:PNJ), the current 3-Year EBITDA Growth Rate is 11.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phu Nhuan Jewelry JSC (STC:PNJ) Overvalued in 2026?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC stock appears to be undervalued.
The current stock price of ₫37,200.00 is trading 62.1% below its estimated GF Value™ of ₫98,202.88.
GuruFocus considers Phu Nhuan Jewelry JSC to be Significantly Undervalued.
Key valuation signals for STC:PNJ:
3-Year EBITDA Growth Rate: 11.70% (near median its 10-year median of 12.50)
GF Value™: ₫98,202.88 vs. price of ₫37,200.00 (62.1% below fair value)
Industry Position: 118.7% above the Retail - Cyclical median (#366 of 916)
No single metric tells the full story. See the STC:PNJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phu Nhuan Jewelry JSC is engaged in the manufacturing and trading of gold, silver, jewelry, and gemstones, and imports and exports jewelry in gold, silver, and gemstones. The other activities are mainly trading accessories and jewelry inspection services. It offers products such as rings, earrings, bracelets, pendants, necklaces, etc., under different brands such as CAO Fine Jewellery, Mancode by PNJ, Style by PNJ, PNJArt, PNJ Silver and Accessories, and others. Geographically, the company conducts its operations only in Vietnam.
91GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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