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Phu Nhuan Jewelry JSCSTC:PNJ 96 Peter Lynch Fair Value is ₫78,952.54 as of Jul. 28, 2026, which is 100% below its 10-year median of 1.34. GuruFocus rates STC:PNJ with a GF Score™ of 96/100 and a GF Value™ of ₫70,051.17 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 312 Retail - Cyclical companies, Phu Nhuan Jewelry JSC ranks better than 83.33% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Phu Nhuan Jewelry JSC's PEG is 1. Phu Nhuan Jewelry JSC's 5-Year TTM EBITDA Growth Rate is 11.9.
Phu Nhuan Jewelry JSC's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₫6,634.67. Therefore, the Peter Lynch Fair Value for today is ₫78,952.54.
The historical rank and industry rank for Phu Nhuan Jewelry JSC's Peter Lynch Fair Value or its related term are showing as below:
STC:PNJ'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.39 Med: 1.34 Max: 2.8
Current: 0.42
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Phu Nhuan Jewelry JSC was 2.80. The lowest was 0.39. And the median was 1.34.
STC:PNJ's Price-to-Peter-Lynch-Fair-Value is ranked better than 83.33% of 312
companies
in the Retail - Cyclical industry
Industry Median: 1.14
vs STC:PNJ: 0.42
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Phu Nhuan Jewelry JSC (STC:PNJ) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 11.9 instead of 15 in this case.
Phu Nhuan Jewelry JSC's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
32900.00
/
78,952.54
=
0.42
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phu Nhuan Jewelry JSC Peter Lynch Fair Value Related Terms
Phu Nhuan Jewelry JSC Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Phu Nhuan Jewelry JSC's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phu Nhuan Jewelry JSC Peter Lynch Fair Value Chart
STC:PNJ vs TPR, SIG: Peter Lynch Fair Value Comparison
For the Luxury Goods subindustry, Phu Nhuan Jewelry JSC's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phu Nhuan Jewelry JSC Price-to-Peter-Lynch-Fair-Value vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Phu Nhuan Jewelry JSC's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Phu Nhuan Jewelry JSC's Price-to-Peter-Lynch-Fair-Value falls into.
Phu Nhuan Jewelry JSC's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫6,634.67.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of ₫78,952.54 mean?
Phu Nhuan Jewelry JSC (STC:PNJ) has a Peter Lynch Fair Value of ₫78,952.54 as of Jul. 28, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Phu Nhuan Jewelry JSC and its competitors. This is 5891881% above median its historical median of 1.34. Over the past decade, Phu Nhuan Jewelry JSC's Peter Lynch Fair Value has ranged from 0.39 to 2.80. According to the industry distribution chart, Phu Nhuan Jewelry JSC ranks #52 out of 312 companies in the Retail - Cyclical industry, placing it in the top 16.7%.
Is Phu Nhuan Jewelry JSC's Peter Lynch Fair Value too high?
Phu Nhuan Jewelry JSC's current Peter Lynch Fair Value of ₫78,952.54 is 5891881% above median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 2.80. Based on the distribution chart, Phu Nhuan Jewelry JSC ranks #52 out of 312 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Phu Nhuan Jewelry JSC has a GF Score™ of 96/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phu Nhuan Jewelry JSC's Peter Lynch Fair Value compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Phu Nhuan Jewelry JSC ranks #52 out of 312 companies for Peter Lynch Fair Value. This places Phu Nhuan Jewelry JSC in the top 17% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.14. Historically, Phu Nhuan Jewelry JSC's own Peter Lynch Fair Value has ranged from 0.39 to 2.80 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Retail - Cyclical company?
The median Peter Lynch Fair Value among Retail - Cyclical companies is 1.14, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Phu Nhuan Jewelry JSC and its competitors. For the Retail - Cyclical industry, the median Peter Lynch Fair Value is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Nhuan Jewelry JSC's current Peter Lynch Fair Value is ₫78,952.54, which is 5891881% above median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Nhuan Jewelry JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC (STC:PNJ) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫70,051.17, compared to a current price of ₫32,900.00 — trading 53% below its estimated fair value. The current Peter Lynch Fair Value is ₫78,952.54, which is 5891881% above median its 10-year median of 1.34. Phu Nhuan Jewelry JSC's overall GF Score™ is 96/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Phu Nhuan Jewelry JSC (STC:PNJ), the current Peter Lynch Fair Value is ₫78,952.54 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phu Nhuan Jewelry JSC (STC:PNJ) Overvalued in 2026?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC stock appears to be undervalued.
The current stock price of ₫32,900.00 is trading 53% below its estimated GF Value™ of ₫70,051.17.
GuruFocus considers Phu Nhuan Jewelry JSC to be Significantly Undervalued.
Key valuation signals for STC:PNJ:
Peter Lynch Fair Value: ₫78,952.54 (5891881% above median its 10-year median of 1.34)
GF Value™: ₫70,051.17 vs. price of ₫32,900.00 (53% below fair value)
No single metric tells the full story. See the STC:PNJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phu Nhuan Jewelry JSC is engaged in the manufacturing and trading of gold, silver, jewelry, and gemstones, and imports and exports jewelry in gold, silver, and gemstones. The other activities are mainly trading accessories and jewelry inspection services. It offers products such as rings, earrings, bracelets, pendants, necklaces, etc., under different brands such as CAO Fine Jewellery, Mancode by PNJ, Style by PNJ, PNJArt, PNJ Silver and Accessories, and others. Geographically, the company conducts its operations only in Vietnam.
96GF Score
Get the complete analysis for STC:PNJ
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