Phu Nhuan Jewelry JSC (STC:PNJ) Margin of Safety % (DCF FCF Based): 17.48% (As of Jun. 26, 2026)


STC:PNJ Phu Nhuan Jewelry JSC STC:PNJ
99 GF Score
Price ₫64,100.00
GF Value ₫70,622.07
Valuation Fairly Valued
! 3 Warning Signs
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What is Phu Nhuan Jewelry JSC Margin of Safety % (DCF FCF Based)?

Phu Nhuan Jewelry JSC STC:PNJ -2.14% 99 Margin of Safety % (DCF FCF Based) is 17.48% as of Jun. 26, 2026. GuruFocus rates STC:PNJ with a GF Score™ of 99/100 and a GF Value™ of ₫70,622.07 (Fairly Valued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Phu Nhuan Jewelry JSC's Predictability Rank is 4-Stars. Phu Nhuan Jewelry JSC's intrinsic value calculated from the Discounted FCF model is ₫168388.39 and current share price is ₫64100.00. Consequently,

Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 17.48%.

STC:PNJ vs TPR, SIG: Margin of Safety % (DCF FCF Based) Comparison

For the Luxury Goods subindustry, Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Phu Nhuan Jewelry JSC Margin of Safety % (DCF FCF Based) vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based) falls into.


STC:PNJ
99GF Score
Phu Nhuan Jewelry JSC STC:PNJ
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Phu Nhuan Jewelry JSC Margin of Safety % (DCF FCF Based) Calculation

Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(77680.82-64100.00)/77680.82
=17.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 17.48% mean?
Phu Nhuan Jewelry JSC (STC:PNJ) has a Margin of Safety % (DCF FCF Based) of 17.48% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Phu Nhuan Jewelry JSC.
Is Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based) too high?
Phu Nhuan Jewelry JSC's current Margin of Safety % (DCF FCF Based) is 17.48%. Overall, Phu Nhuan Jewelry JSC has a GF Score™ of 99/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based) compare to TPR and SIG?
Phu Nhuan Jewelry JSC's Margin of Safety % (DCF FCF Based) of 17.48% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Retail - Cyclical company?
A good Margin of Safety % (DCF FCF Based) depends on the Retail - Cyclical industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Phu Nhuan Jewelry JSC. Phu Nhuan Jewelry JSC's current Margin of Safety % (DCF FCF Based) is 17.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Nhuan Jewelry JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC (STC:PNJ) is currently considered Fairly Valued. The stock's GF Value™ is ₫70,622.07, compared to a current price of ₫64,100.00 — trading 9.2% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 17.48%. Phu Nhuan Jewelry JSC's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Phu Nhuan Jewelry JSC (STC:PNJ), the current Margin of Safety % (DCF FCF Based) is 17.48% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Phu Nhuan Jewelry JSC (STC:PNJ) Overvalued in 2026?

Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC stock appears to be undervalued. The current stock price of ₫64,100.00 is trading 9.2% below its estimated GF Value™ of ₫70,622.07. GuruFocus considers Phu Nhuan Jewelry JSC to be Fairly Valued.

Key valuation signals for STC:PNJ:

  • Margin of Safety % (DCF FCF Based): 17.48%
  • GF Value™: ₫70,622.07 vs. price of ₫64,100.00 (9.2% below fair value)
  • GF Score™: 99/100 with 3 warning signs

No single metric tells the full story. See the STC:PNJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Phu Nhuan Jewelry JSC Business Description

Address 170E Phan Dang Luu Street, Ward 4, Phu Nhuan District, Ho Chi Minh, VNM
Phu Nhuan Jewelry JSC is engaged in the manufacturing and trading of gold, silver, jewelry, and gemstones, and imports and exports jewelry in gold, silver, and gemstones. The other activities are mainly trading accessories and jewelry inspection services. It offers products such as rings, earrings, bracelets, pendants, necklaces, etc., under different brands such as CAO Fine Jewellery, Mancode by PNJ, Style by PNJ, PNJArt, PNJ Silver and Accessories, and others. Geographically, the company conducts its operations only in Vietnam.
99GF Score

Get the complete analysis for STC:PNJ

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫64,100.00
Price
₫70,622.07
GF Value