Phu Nhuan Jewelry JSCSTC:PNJ -2.14%98 Net Margin % is 8.51% as of Mar. 2026, which is 41% above its 10-year median of 6.03. GuruFocus rates STC:PNJ with a GF Score™ of 98/100 and a GF Value™ of ₫70,622.07 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,128 Retail - Cyclical companies, Phu Nhuan Jewelry JSC ranks better than 81.56% on this metric.
The historical rank and industry rank for Phu Nhuan Jewelry JSC's Net Margin % or its related term are showing as below:
STC:PNJ'
s Net Margin % Range Over the Past 10 Years
Min: 5.26 Med: 6.03 Max: 8.51
Current: 8.51
STC:PNJ's Net Margin % is ranked better than 81.56% of 1128
companies
in the Retail - Cyclical industry
Industry Median: 2.33
vs STC:PNJ: 8.51
Phu Nhuan Jewelry JSC (STC:PNJ) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Phu Nhuan Jewelry JSC Net Margin % Related Terms
Phu Nhuan Jewelry JSC Net Margin % Historical Data
* Premium members only.
The historical data trend for Phu Nhuan Jewelry JSC's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Phu Nhuan Jewelry JSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phu Nhuan Jewelry JSC Net Margin % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Phu Nhuan Jewelry JSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Phu Nhuan Jewelry JSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phu Nhuan Jewelry JSC (STC:PNJ) has a Net Margin % of 8.51% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Phu Nhuan Jewelry JSC and its competitors. This is 41% above median its historical median of 6.03. Over the past decade, Phu Nhuan Jewelry JSC's Net Margin % has ranged from 5.26 to 8.51. According to the industry distribution chart, Phu Nhuan Jewelry JSC ranks #208 out of 1128 companies in the Retail - Cyclical industry, placing it in the top 18.4%.
Is Phu Nhuan Jewelry JSC's Net Margin % too high?
Phu Nhuan Jewelry JSC's current Net Margin % of 8.51% is 41% above median its 10-year median of 6.03. Over the past 10 years, this metric has ranged from a low of 5.26 to a high of 8.51. The Retail - Cyclical industry median Net Margin % is 2.33. Phu Nhuan Jewelry JSC's value of 8.51% is 265.2% above this industry median. Based on the distribution chart, Phu Nhuan Jewelry JSC ranks #208 out of 1128 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Phu Nhuan Jewelry JSC has a GF Score™ of 98/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Phu Nhuan Jewelry JSC's Net Margin % compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Phu Nhuan Jewelry JSC ranks #208 out of 1128 companies for Net Margin %. This places Phu Nhuan Jewelry JSC in the top 18% of its industry — outperforming the majority of peers. The industry median Net Margin % is 2.33. Phu Nhuan Jewelry JSC's value of 8.51% is 265.2% above this benchmark. Historically, Phu Nhuan Jewelry JSC's own Net Margin % has ranged from 5.26 to 8.51 over the past decade. While the company's 10-year median is 6.03 vs. the industry median of 2.33, Phu Nhuan Jewelry JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Retail - Cyclical company?
The median Net Margin % among Retail - Cyclical companies is 2.33, based on 1,128 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phu Nhuan Jewelry JSC's current Net Margin % of 8.51% is 265.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Phu Nhuan Jewelry JSC and its competitors. For the Retail - Cyclical industry, the median Net Margin % is 2.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Nhuan Jewelry JSC's current Net Margin % is 8.51%, which is 41% above median its own 10-year median of 6.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Nhuan Jewelry JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC (STC:PNJ) is currently considered Fairly Valued. The stock's GF Value™ is ₫70,622.07, compared to a current price of ₫64,100.00 — trading 9.2% below its estimated fair value. The current Net Margin % is 8.51%, which is 41% above median its 10-year median of 6.03 and 265.2% above the Retail - Cyclical industry median of 2.33. Phu Nhuan Jewelry JSC's overall GF Score™ is 98/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Phu Nhuan Jewelry JSC (STC:PNJ), the current Net Margin % is 8.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phu Nhuan Jewelry JSC (STC:PNJ) Overvalued in 2026?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC stock appears to be undervalued.
The current stock price of ₫64,100.00 is trading 9.2% below its estimated GF Value™ of ₫70,622.07.
GuruFocus considers Phu Nhuan Jewelry JSC to be Fairly Valued.
Key valuation signals for STC:PNJ:
Net Margin %: 8.51% (41% above median its 10-year median of 6.03)
GF Value™: ₫70,622.07 vs. price of ₫64,100.00 (9.2% below fair value)
Industry Position: 265.2% above the Retail - Cyclical median (#208 of 1128)
No single metric tells the full story. See the STC:PNJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phu Nhuan Jewelry JSC is engaged in the manufacturing and trading of gold, silver, jewelry, and gemstones, and imports and exports jewelry in gold, silver, and gemstones. The other activities are mainly trading accessories and jewelry inspection services. It offers products such as rings, earrings, bracelets, pendants, necklaces, etc., under different brands such as CAO Fine Jewellery, Mancode by PNJ, Style by PNJ, PNJArt, PNJ Silver and Accessories, and others. Geographically, the company conducts its operations only in Vietnam.
98GF Score
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