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Phu Nhuan Jewelry JSCSTC:PNJ 96 Equity-to-Asset is 0.66 as of Jun. 2026, which is at its 10-year median of 0.66. GuruFocus rates STC:PNJ with a GF Score™ of 96/100 and a GF Value™ of ₫73,601.73 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,134 Retail - Cyclical companies, Phu Nhuan Jewelry JSC ranks better than 78.84% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Phu Nhuan Jewelry JSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₫13,895,165 Mil. Phu Nhuan Jewelry JSC's Total Assets for the quarter that ended in Jun. 2026 was ₫21,017,571 Mil.
Therefore, Phu Nhuan Jewelry JSC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.66.
The historical rank and industry rank for Phu Nhuan Jewelry JSC's Equity-to-Asset or its related term are showing as below:
STC:PNJ'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.42 Med: 0.66 Max: 0.83
Current: 0.66
During the past 13 years, the highest Equity to Asset Ratio of Phu Nhuan Jewelry JSC was 0.83. The lowest was 0.42. And the median was 0.66.
STC:PNJ's Equity-to-Asset is ranked better than 78.84% of 1134
companies
in the Retail - Cyclical industry
Industry Median: 0.45
vs STC:PNJ: 0.66
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Phu Nhuan Jewelry JSC Equity-to-Asset Related Terms
Phu Nhuan Jewelry JSC Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Phu Nhuan Jewelry JSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Phu Nhuan Jewelry JSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phu Nhuan Jewelry JSC Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Phu Nhuan Jewelry JSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Phu Nhuan Jewelry JSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Phu Nhuan Jewelry JSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phu Nhuan Jewelry JSC (STC:PNJ) has a Equity-to-Asset of 0.66 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Phu Nhuan Jewelry JSC and its competitors. This is near median its historical median of 0.66. Over the past decade, Phu Nhuan Jewelry JSC's Equity-to-Asset has ranged from 0.42 to 0.83. According to the industry distribution chart, Phu Nhuan Jewelry JSC ranks #240 out of 1134 companies in the Retail - Cyclical industry, placing it in the top 21.2%.
Is Phu Nhuan Jewelry JSC's Equity-to-Asset too high?
Phu Nhuan Jewelry JSC's current Equity-to-Asset of 0.66 is near median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.83. The Retail - Cyclical industry median Equity-to-Asset is 0.45. Phu Nhuan Jewelry JSC's value of 0.66 is 46.7% above this industry median. Based on the distribution chart, Phu Nhuan Jewelry JSC ranks #240 out of 1134 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Phu Nhuan Jewelry JSC has a GF Score™ of 96/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phu Nhuan Jewelry JSC's Equity-to-Asset compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Phu Nhuan Jewelry JSC ranks #240 out of 1134 companies for Equity-to-Asset. This places Phu Nhuan Jewelry JSC in the top 21% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.45. Phu Nhuan Jewelry JSC's value of 0.66 is 46.7% above this benchmark. Historically, Phu Nhuan Jewelry JSC's own Equity-to-Asset has ranged from 0.42 to 0.83 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.45, Phu Nhuan Jewelry JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.45, based on 1,134 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phu Nhuan Jewelry JSC's current Equity-to-Asset of 0.66 is 46.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Phu Nhuan Jewelry JSC and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phu Nhuan Jewelry JSC's current Equity-to-Asset is 0.66, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phu Nhuan Jewelry JSC stock overvalued right now?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC (STC:PNJ) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫73,601.73, compared to a current price of ₫36,900.00 — trading 49.9% below its estimated fair value. The current Equity-to-Asset is 0.66, which is near median its 10-year median of 0.66 and 46.7% above the Retail - Cyclical industry median of 0.45. Phu Nhuan Jewelry JSC's overall GF Score™ is 96/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Phu Nhuan Jewelry JSC (STC:PNJ), the current Equity-to-Asset is 0.66 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phu Nhuan Jewelry JSC (STC:PNJ) Overvalued in 2026?
Based on GuruFocus' analysis, Phu Nhuan Jewelry JSC stock appears to be undervalued.
The current stock price of ₫36,900.00 is trading 49.9% below its estimated GF Value™ of ₫73,601.73.
GuruFocus considers Phu Nhuan Jewelry JSC to be Significantly Undervalued.
Key valuation signals for STC:PNJ:
Equity-to-Asset: 0.66 (near median its 10-year median of 0.66)
GF Value™: ₫73,601.73 vs. price of ₫36,900.00 (49.9% below fair value)
Industry Position: 46.7% above the Retail - Cyclical median (#240 of 1134)
No single metric tells the full story. See the STC:PNJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phu Nhuan Jewelry JSC is engaged in the manufacturing and trading of gold, silver, jewelry, and gemstones, and imports and exports jewelry in gold, silver, and gemstones. The other activities are mainly trading accessories and jewelry inspection services. It offers products such as rings, earrings, bracelets, pendants, necklaces, etc., under different brands such as CAO Fine Jewellery, Mancode by PNJ, Style by PNJ, PNJArt, PNJ Silver and Accessories, and others. Geographically, the company conducts its operations only in Vietnam.
96GF Score
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