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The 77 BankTSE:8341 -2.64%52 5-Year Yield-on-Cost % is 12.03 as of Jul. 29, 2026, which is 22% below its 10-year median of 15.44. GuruFocus rates TSE:8341 with a GF Score™ of 52/100 and a GF Value™ of 円2,080.24 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, The 77 Bank ranks better than 90.09% on this metric.
The 77 Bank's yield on cost for the quarter that ended in Mar. 2026 was 12.03.
The historical rank and industry rank for The 77 Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8341'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.48 Med: 15.44 Max: 24
Current: 12.03
During the past 13 years, The 77 Bank's highest Yield on Cost was 24.00. The lowest was 4.48. And the median was 15.44.
TSE:8341's 5-Year Yield-on-Cost % is ranked better than 90.09% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs TSE:8341: 12.03
The 77 Bank (TSE:8341) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
The 77 Bank 5-Year Yield-on-Cost % Related Terms
The 77 Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, The 77 Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The 77 Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, The 77 Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where The 77 Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of The 77 Bank is calculated as
The 77 Bank (TSE:8341) has a 5-Year Yield-on-Cost % of 12.03 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The 77 Bank and its competitors. This is 22% below median its historical median of 15.44. Over the past decade, The 77 Bank's 5-Year Yield-on-Cost % has ranged from 4.48 to 24.00. According to the industry distribution chart, The 77 Bank ranks #124 out of 1251 companies in the Banks industry, placing it in the top 9.9%.
Is The 77 Bank's 5-Year Yield-on-Cost % too high?
The 77 Bank's current 5-Year Yield-on-Cost % of 12.03 is 22% below median its 10-year median of 15.44. Over the past 10 years, this metric has ranged from a low of 4.48 to a high of 24.00. The Banks industry median 5-Year Yield-on-Cost % is 3.84. The 77 Bank's value of 12.03 is 213.3% above this industry median. Based on the distribution chart, The 77 Bank ranks #124 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The 77 Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The 77 Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, The 77 Bank ranks #124 out of 1251 companies for 5-Year Yield-on-Cost %. This places The 77 Bank in the top 10% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. The 77 Bank's value of 12.03 is 213.3% above this benchmark. Historically, The 77 Bank's own 5-Year Yield-on-Cost % has ranged from 4.48 to 24.00 over the past decade. While the company's 10-year median is 15.44 vs. the industry median of 3.84, The 77 Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The 77 Bank's current 5-Year Yield-on-Cost % of 12.03 is 213.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The 77 Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The 77 Bank's current 5-Year Yield-on-Cost % is 12.03, which is 22% below median its own 10-year median of 15.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The 77 Bank stock overvalued right now?
Based on GuruFocus' analysis, The 77 Bank (TSE:8341) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,080.24, compared to a current price of 円3,580.00 — trading 72.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 12.03, which is 22% below median its 10-year median of 15.44 and 213.3% above the Banks industry median of 3.84. The 77 Bank's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The 77 Bank (TSE:8341), the current 5-Year Yield-on-Cost % is 12.03 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The 77 Bank (TSE:8341) Overvalued in 2026?
Based on GuruFocus' analysis, The 77 Bank stock appears to be overvalued.
The current stock price of 円3,580.00 is trading 72.1% above its estimated GF Value™ of 円2,080.24.
GuruFocus considers The 77 Bank to be Significantly Overvalued.
Key valuation signals for TSE:8341:
5-Year Yield-on-Cost %: 12.03 (22% below median its 10-year median of 15.44)
GF Value™: 円2,080.24 vs. price of 円3,580.00 (72.1% above fair value)
Industry Position: 213.3% above the Banks median (#124 of 1251)
No single metric tells the full story. See the TSE:8341 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The 77 Bank Ltd is a Japan-based company mainly engaged in banking, leasing, and other financial services. Its Banking Business includes deposits, lending, securities trading and investment, domestic and foreign exchange, corporate bond trust, and agency operations, as well as sales of government bonds, investment trusts, and insurance products. The Leasing Business focuses on financial-related leasing, while other operations include credit guarantee, credit card, financial product transactions, research and consulting, electronic computing services, fund management, and investment activities.
52GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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