First Financial Bankshares (STU:FI6) Dividend Yield %: 2.20% (As of Jul. 03, 2026) — 32% Above Median


STU:FI6 First Financial Bankshares Inc STU:FI6
71 GF Score
Price €30.40
GF Value €35.33
Valuation Modestly Undervalued
! 2 Warning Signs
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What is First Financial Bankshares Dividend Yield %?

First Financial Bankshares STU:FI6 -1.94% 71 Dividend Yield % is 2.20% as of Jul. 03, 2026, which is 32% above its 10-year median of 1.67. GuruFocus rates STU:FI6 with a GF Score™ of 71/100 and a GF Value™ of €35.33 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,252 Banks companies, First Financial Bankshares ranks worse than 69.01% on this metric.

As of today (2026-07-03), the Trailing Annual Dividend Yield of First Financial Bankshares is 2.20%.

The historical rank and industry rank for First Financial Bankshares's Dividend Yield % or its related term are showing as below:

STU:FI6' s Dividend Yield % Range Over the Past 10 Years
Min: 1   Med: 1.67   Max: 3.03
Current: 2.2

During the past 13 years, the highest Dividend Yield of First Financial Bankshares was 3.03%. The lowest was 1.00%. And the median was 1.67%.

STU:FI6's Dividend Yield % is ranked worse than
69.01% of 1252 companies
in the Banks industry
Industry Median: 2.985 vs STU:FI6: 2.20

First Financial Bankshares's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.38.

During the past 13 years, the highest Dividend Payout Ratio of First Financial Bankshares was 0.51. The lowest was 0.36. And the median was 0.41.

As of today (2026-07-03), the Forward Dividend Yield % of First Financial Bankshares is 2.49%.

First Financial Bankshares's Dividends per Share for the three months ended in Mar. 2026 was €0.16.

During the past 12 months, First Financial Bankshares's average Dividends Per Share Growth Rate was 5.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 4.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.90% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 9.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of First Financial Bankshares was 21.30% per year. The lowest was 2.10% per year. And the median was 10.75% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

First Financial Bankshares  (STU:FI6) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.

First Financial Bankshares Dividend Yield % Related Terms

First Financial Bankshares Dividend Yield % Historical Data

* Premium members only.

The historical data trend for First Financial Bankshares's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial Bankshares Dividend Yield % Chart

First Financial Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.78 1.94 2.54

First Financial Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 2.17 2.32 2.54 2.56

STU:FI6 vs FINN, TFSL, IBOC: Dividend Yield % Comparison

For the Banks - Regional subindustry, First Financial Bankshares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Financial Bankshares Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Financial Bankshares's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where First Financial Bankshares's Dividend Yield % falls into.


STU:FI6
71GF Score
First Financial Bankshares Inc STU:FI6
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Financial Bankshares Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

First Financial Bankshares Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2200002026-06-122026-06-122026-07-01Cash DividendquarterlyUSD:EUR 0.868000
USD 0.1900002026-03-132026-03-132026-04-01Cash DividendquarterlyUSD:EUR 0.865000
USD 0.1900002025-12-152025-12-152026-01-02Cash DividendquarterlyUSD:EUR 0.854000
USD 0.1900002025-09-152025-09-152025-10-01Cash DividendquarterlyUSD:EUR 0.852000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

First Financial Bankshares's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.67945/30.40
=2.24 %

Current Share Price is €30.40.
First Financial Bankshares's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.67945.

First Financial Bankshares's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.76384/30.40
=2.51 %

Current Share Price is €30.40.
First Financial Bankshares's Dividends per Share for the forward twelve months is calculated as €0.19096 * 4 = €0.76384.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 2.20% mean?
First Financial Bankshares (STU:FI6) has a Dividend Yield % of 2.20% as of Jul. 03, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on First Financial Bankshares and its competitors. This is 32% above median its historical median of 1.67. Over the past decade, First Financial Bankshares' Dividend Yield % has ranged from 1.00 to 3.03. According to the industry distribution chart, First Financial Bankshares ranks #864 out of 1252 companies in the Banks industry, placing it in the top 69%.
Is First Financial Bankshares' Dividend Yield % too high?
First Financial Bankshares' current Dividend Yield % of 2.20% is 32% above median its 10-year median of 1.67. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 3.03. The Banks industry median Dividend Yield % is 2.99. First Financial Bankshares' value of 2.20% is 26.3% below this industry median. Based on the distribution chart, First Financial Bankshares ranks #864 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, First Financial Bankshares has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Financial Bankshares' Dividend Yield % compare to FINN and TFSL?
According to the Banks industry distribution chart, First Financial Bankshares ranks #864 out of 1252 companies for Dividend Yield %. This places First Financial Bankshares in the lower half of its industry. The industry median Dividend Yield % is 2.99. First Financial Bankshares' value of 2.20% is 26.3% below this benchmark. Historically, First Financial Bankshares' own Dividend Yield % has ranged from 1.00 to 3.03 over the past decade. While the company's 10-year median is 1.67 vs. the industry median of 2.99, First Financial Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.99, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Financial Bankshares's current Dividend Yield % of 2.20% is 26.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on First Financial Bankshares and its competitors. For the Banks industry, the median Dividend Yield % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial Bankshares's current Dividend Yield % is 2.20%, which is 32% above median its own 10-year median of 1.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Bankshares stock overvalued right now?
Based on GuruFocus' analysis, First Financial Bankshares (STU:FI6) is currently considered Modestly Undervalued. The stock's GF Value™ is €35.33, compared to a current price of €30.40 — trading 14% below its estimated fair value. The current Dividend Yield % is 2.20%, which is 32% above median its 10-year median of 1.67 and 26.3% below the Banks industry median of 2.99. First Financial Bankshares' overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For First Financial Bankshares (STU:FI6), the current Dividend Yield % is 2.20% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial Bankshares (STU:FI6) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Bankshares stock appears to be undervalued. The current stock price of €30.40 is trading 14% below its estimated GF Value™ of €35.33. GuruFocus considers First Financial Bankshares to be Modestly Undervalued.

Key valuation signals for STU:FI6:

  • Dividend Yield %: 2.20% (32% above median its 10-year median of 1.67)
  • GF Value™: €35.33 vs. price of €30.40 (14% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 26.3% below the Banks median (#864 of 1252)

No single metric tells the full story. See the STU:FI6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Financial Bankshares Business Description

Other Exchanges FFIN:USA
Address 400 Pine Street, Abilene, TX, USA, 79601
First Financial Bankshares Inc is a financial and bank holding company. The company operates one line of business (community banking) located in a single geographic area (Texas). The company conducts a full-service commercial banking business through its subsidiaries. The loan portfolio segments of the company include Commercial and Industrial, Municipal, Agricultural, Construction and Development, Farm, Non-Owner Occupied and Owner Occupied Commercial Real Estate, Residential, Consumer Auto and Consumer Non-Auto.
71GF Score

Get the complete analysis for STU:FI6

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.40
Price
€35.33
GF Value