First Financial Bankshares (STU:FI6) Median PS Value: €38.45 (As of Jul. 03, 2026) — 3001% Above Median


STU:FI6 First Financial Bankshares Inc STU:FI6
71 GF Score
Price €30.40
GF Value €35.01
Valuation Modestly Undervalued
! 2 Warning Signs
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What is First Financial Bankshares Median PS Value?

First Financial Bankshares STU:FI6 -1.94% 71 Median PS Value is €38.45 as of Jul. 03, 2026, which is 100% below its 10-year median of 1.24. GuruFocus rates STU:FI6 with a GF Score™ of 71/100 and a GF Value™ of €35.01 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,042 Banks companies, First Financial Bankshares ranks better than 84.36% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. First Financial Bankshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €3.804. First Financial Bankshares's 10-Year median PS Ratio is 10.1078. Therefore, the Median PS Value for today is €38.45.

As of today (2026-07-03), First Financial Bankshares's share price is €30.40. First Financial Bankshares's Median PS Value is €38.45. Therefore, First Financial Bankshares's Price to Median PS Value for today is 0.79.

The historical rank and industry rank for First Financial Bankshares's Median PS Value or its related term are showing as below:

STU:FI6' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.67   Med: 1.24   Max: 1.63
Current: 0.79

During the past 13 years, the highest Price to Median PS Value of First Financial Bankshares was 1.63. The lowest was 0.67. And the median was 1.24.

STU:FI6's Price-to-Median-PS-Value is ranked better than
84.36% of 1042 companies
in the Banks industry
Industry Median: 1.11 vs STU:FI6: 0.79

First Financial Bankshares  (STU:FI6) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

First Financial Bankshares's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=30.40/38.45
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Financial Bankshares Median PS Value Related Terms


First Financial Bankshares Median PS Value Historical Data

* Premium members only.

The historical data trend for First Financial Bankshares's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Financial Bankshares Median PS Value Chart

First Financial Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 29.90 35.65 36.74

First Financial Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.54 34.18 35.41 36.74 38.05

STU:FI6 vs FINN, TFSL, IBOC: Median PS Value Comparison

For the Banks - Regional subindustry, First Financial Bankshares's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Financial Bankshares Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, First Financial Bankshares's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where First Financial Bankshares's Price-to-Median-PS-Value falls into.


STU:FI6
71GF Score
First Financial Bankshares Inc STU:FI6
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Financial Bankshares Median PS Value Calculation

First Financial Bankshares's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=3.804*10.1078
=38.45

10-Year Median PS Ratio is 10.1078.
First Financial Bankshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.804.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of €38.45 mean?
First Financial Bankshares (STU:FI6) has a Median PS Value of €38.45 as of Jul. 03, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on First Financial Bankshares and its competitors. This is 3001% above median its historical median of 1.24. Over the past decade, First Financial Bankshares' Median PS Value has ranged from 0.67 to 1.63. According to the industry distribution chart, First Financial Bankshares ranks #163 out of 1042 companies in the Banks industry, placing it in the top 15.6%.
Is First Financial Bankshares' Median PS Value too high?
First Financial Bankshares' current Median PS Value of €38.45 is 3001% above median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 1.63. Based on the distribution chart, First Financial Bankshares ranks #163 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Financial Bankshares has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Financial Bankshares' Median PS Value compare to FINN and TFSL?
According to the Banks industry distribution chart, First Financial Bankshares ranks #163 out of 1042 companies for Median PS Value. This places First Financial Bankshares in the top 16% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, First Financial Bankshares' own Median PS Value has ranged from 0.67 to 1.63 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on First Financial Bankshares and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Financial Bankshares's current Median PS Value is €38.45, which is 3001% above median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Financial Bankshares stock overvalued right now?
Based on GuruFocus' analysis, First Financial Bankshares (STU:FI6) is currently considered Modestly Undervalued. The stock's GF Value™ is €35.01, compared to a current price of €30.40 — trading 13.2% below its estimated fair value. The current Median PS Value is €38.45, which is 3001% above median its 10-year median of 1.24. First Financial Bankshares' overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For First Financial Bankshares (STU:FI6), the current Median PS Value is €38.45 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Financial Bankshares (STU:FI6) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Bankshares stock appears to be undervalued. The current stock price of €30.40 is trading 13.2% below its estimated GF Value™ of €35.01. GuruFocus considers First Financial Bankshares to be Modestly Undervalued.

Key valuation signals for STU:FI6:

  • Median PS Value: €38.45 (3001% above median its 10-year median of 1.24)
  • GF Value™: €35.01 vs. price of €30.40 (13.2% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the STU:FI6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Financial Bankshares Business Description

Other Exchanges FFIN:USA
Address 400 Pine Street, Abilene, TX, USA, 79601
First Financial Bankshares Inc is a financial and bank holding company. The company operates one line of business (community banking) located in a single geographic area (Texas). The company conducts a full-service commercial banking business through its subsidiaries. The loan portfolio segments of the company include Commercial and Industrial, Municipal, Agricultural, Construction and Development, Farm, Non-Owner Occupied and Owner Occupied Commercial Real Estate, Residential, Consumer Auto and Consumer Non-Auto.
71GF Score

Get the complete analysis for STU:FI6

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.40
Price
€35.01
GF Value