JCTC (Jewett-Cameron Trading Co) Altman Z-Score: 4.26 (As of Jul. 16, 2026) — 46% Below Median

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JCTC Jewett-Cameron Trading Co Ltd JCTC
65 GF Score
Price $2.81
GF Value $3.32
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Jewett-Cameron Trading Co Altman Z-Score?

Jewett-Cameron Trading Co JCTC +5.32% 65 Altman Z-Score is 4.26 as of Jul. 16, 2026, which is 46% below its 10-year median of 7.83. GuruFocus rates JCTC with a GF Score™ of 65/100 and a GF Value™ of $3.32 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 281 Forest Products companies, Jewett-Cameron Trading Co ranks better than 85.77% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.18 is strong.

Jewett-Cameron Trading Co has a Altman Z-Score of 4.26, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Jewett-Cameron Trading Co's Altman Z-Score or its related term are showing as below:

JCTC' s Altman Z-Score Range Over the Past 10 Years
Min: 3.07   Med: 7.83   Max: 18.01
Current: 4.18

During the past 13 years, Jewett-Cameron Trading Co's highest Altman Z-Score was 18.01. The lowest was 3.07. And the median was 7.83.


Jewett-Cameron Trading Co  (NAS:JCTC) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Jewett-Cameron Trading Co Altman Z-Score Related Terms


Jewett-Cameron Trading Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Jewett-Cameron Trading Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jewett-Cameron Trading Co Altman Z-Score Chart

Jewett-Cameron Trading Co Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.83 4.85 5.36 7.57 4.61

Jewett-Cameron Trading Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.30 4.61 3.23 3.07 3.90

JCTC vs ITP, SSD, UFPI: Altman Z-Score Comparison

For the Lumber & Wood Production subindustry, Jewett-Cameron Trading Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jewett-Cameron Trading Co Altman Z-Score vs Forest Products Industry

For the Forest Products industry and Basic Materials sector, Jewett-Cameron Trading Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Jewett-Cameron Trading Co's Altman Z-Score falls into.


JCTC
65GF Score
Jewett-Cameron Trading Co Ltd JCTC
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Jewett-Cameron Trading Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Jewett-Cameron Trading Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.6354+1.4*0.7112+3.3*-0.3857+0.6*2.7213+1.0*2.1413
=4.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in May. 2026:
Total Assets was $18.41 Mil.
Total Current Assets was $15.33 Mil.
Total Current Liabilities was $3.63 Mil.
Retained Earnings was $13.09 Mil.
Pre-Tax Income was -0.843 + -1.249 + -3.914 + -1.528 = $-7.53 Mil.
Interest Expense was -0.075 + -0.137 + -0.129 + -0.093 = $-0.43 Mil.
Revenue was 9.852 + 10.537 + 8.653 + 10.371 = $39.41 Mil.
Market Cap (Today) was $9.88 Mil.
Total Liabilities was $3.63 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(15.327 - 3.631)/18.406
=0.6354

X2=Retained Earnings/Total Assets
=13.091/18.406
=0.7112

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-7.534 - -0.434)/18.406
=-0.3857

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=9.881/3.631
=2.7213

X5=Revenue/Total Assets
=39.413/18.406
=2.1413

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Jewett-Cameron Trading Co has a Altman Z-Score of 4.26 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.26 mean?
Jewett-Cameron Trading Co (JCTC) has a Altman Z-Score of 4.26 as of Jul. 16, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Jewett-Cameron Trading Co and its competitors. This is 46% below median its historical median of 7.83. Over the past decade, Jewett-Cameron Trading Co's Altman Z-Score has ranged from 3.07 to 18.01. According to the industry distribution chart, Jewett-Cameron Trading Co ranks #40 out of 281 companies in the Forest Products industry, placing it in the top 14.2%.
Is Jewett-Cameron Trading Co's Altman Z-Score too high?
Jewett-Cameron Trading Co's current Altman Z-Score of 4.26 is 46% below median its 10-year median of 7.83. Over the past 10 years, this metric has ranged from a low of 3.07 to a high of 18.01. The Forest Products industry median Altman Z-Score is 1.83. Jewett-Cameron Trading Co's value of 4.26 is 132.8% above this industry median. Based on the distribution chart, Jewett-Cameron Trading Co ranks #40 out of 281 companies in the Forest Products industry, which is in the top quartile — a strong position relative to peers. Overall, Jewett-Cameron Trading Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jewett-Cameron Trading Co's Altman Z-Score compare to ITP and SSD?
According to the Forest Products industry distribution chart, Jewett-Cameron Trading Co ranks #40 out of 281 companies for Altman Z-Score. This places Jewett-Cameron Trading Co in the top 14% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 1.83. Jewett-Cameron Trading Co's value of 4.26 is 132.8% above this benchmark. Historically, Jewett-Cameron Trading Co's own Altman Z-Score has ranged from 3.07 to 18.01 over the past decade. While the company's 10-year median is 7.83 vs. the industry median of 1.83, Jewett-Cameron Trading Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Forest Products company?
The median Altman Z-Score among Forest Products companies is 1.83, based on 281 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jewett-Cameron Trading Co's current Altman Z-Score of 4.26 is 132.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Jewett-Cameron Trading Co and its competitors. For the Forest Products industry, the median Altman Z-Score is 1.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jewett-Cameron Trading Co's current Altman Z-Score is 4.26, which is 46% below median its own 10-year median of 7.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jewett-Cameron Trading Co stock overvalued right now?
Based on GuruFocus' analysis, Jewett-Cameron Trading Co (JCTC) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.32, compared to a current price of $2.81 — trading 15.5% below its estimated fair value. The current Altman Z-Score is 4.26, which is 46% below median its 10-year median of 7.83 and 132.8% above the Forest Products industry median of 1.83. Jewett-Cameron Trading Co's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Jewett-Cameron Trading Co (JCTC), the current Altman Z-Score is 4.26 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jewett-Cameron Trading Co (JCTC) Overvalued in 2026?

Based on GuruFocus' analysis, Jewett-Cameron Trading Co stock appears to be undervalued. The current stock price of $2.81 is trading 15.5% below its estimated GF Value™ of $3.32. GuruFocus considers Jewett-Cameron Trading Co to be Modestly Undervalued.

Key valuation signals for JCTC:

  • Altman Z-Score: 4.26 (46% below median its 10-year median of 7.83)
  • GF Value™: $3.32 vs. price of $2.81 (15.5% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 132.8% above the Forest Products median (#40 of 281)

No single metric tells the full story. See the JCTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jewett-Cameron Trading Co Business Description

Address 32275 North West Hillcrest, North Plains, OR, USA, 97133
Jewett-Cameron Trading Co Ltd through its subsidiaries engages in the wholesale distribution of a variety of specialty wood products. Its operating segments include, The Industrial wood products segment is engaged in the processing and distribution of industrial wood products. The Pet Fencing and Other segment, which is the key revenue driver, operates as a wholesaler of wood products and a manufacturer and distributor of specialty metal products. The Seed processing and sales segment processes and distributes agricultural seed and Corporate and administrative. The company predominantly operates in the United States and also has a presence in Canada, Latin America, Europe and Asia Pacific, and other regions.
65GF Score

Get the complete analysis for JCTC

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.81
Price
$3.32
GF Value