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Maritima de InversionesXSGO:MARINSA 73 Altman Z-Score is 17.32 as of Sep. 10, 2026, which is 7% below its 10-year median of 18.54. GuruFocus rates XSGO:MARINSA with a GF Score™ of 73/100 and a GF Value™ of CLP128.08 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,004 Transportation companies, Maritima de Inversiones ranks better than 98.11% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 17.32 is strong.
Maritima de Inversiones has a Altman Z-Score of 17.32, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Maritima de Inversiones's Altman Z-Score or its related term are showing as below:
XSGO:MARINSA'
s Altman Z-Score Range Over the Past 10 Years
Min: 6.19 Med: 18.54 Max: 611.11
Current: 17.32
During the past 13 years, Maritima de Inversiones's highest Altman Z-Score was 611.11. The lowest was 6.19. And the median was 18.54.
Maritima de Inversiones (XSGO:MARINSA) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:MARINSA vs UPS, FDX, EXPD: Altman Z-Score Comparison
For the Integrated Freight & Logistics subindustry, Maritima de Inversiones's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Maritima de Inversiones Altman Z-Score vs Transportation Industry
For the Transportation industry and Industrials sector, Maritima de Inversiones's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Maritima de Inversiones's Altman Z-Score falls into.
Maritima de Inversiones Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Maritima de Inversiones (XSGO:MARINSA) has a Altman Z-Score of 17.32 as of Sep. 10, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Maritima de Inversiones and its competitors. This is near median its historical median of 18.54. Over the past decade, Maritima de Inversiones' Altman Z-Score has ranged from 6.19 to 611.11. According to the industry distribution chart, Maritima de Inversiones ranks #19 out of 1004 companies in the Transportation industry, placing it in the top 1.9%.
Is Maritima de Inversiones' Altman Z-Score too high?
Maritima de Inversiones' current Altman Z-Score of 17.32 is near median its 10-year median of 18.54. Over the past 10 years, this metric has ranged from a low of 6.19 to a high of 611.11. The Transportation industry median Altman Z-Score is 2.30. Maritima de Inversiones' value of 17.32 is 653% above this industry median. Based on the distribution chart, Maritima de Inversiones ranks #19 out of 1004 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, Maritima de Inversiones has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Maritima de Inversiones' Altman Z-Score compare to UPS and FDX?
According to the Transportation industry distribution chart, Maritima de Inversiones ranks #19 out of 1004 companies for Altman Z-Score. This places Maritima de Inversiones in the top 2% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.30. Maritima de Inversiones' value of 17.32 is 653% above this benchmark. Historically, Maritima de Inversiones' own Altman Z-Score has ranged from 6.19 to 611.11 over the past decade. While the company's 10-year median is 18.54 vs. the industry median of 2.30, Maritima de Inversiones has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Transportation company?
The median Altman Z-Score among Transportation companies is 2.30, based on 1,004 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maritima de Inversiones's current Altman Z-Score of 17.32 is 653% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Maritima de Inversiones and its competitors. For the Transportation industry, the median Altman Z-Score is 2.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maritima de Inversiones's current Altman Z-Score is 17.32, which is near median its own 10-year median of 18.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maritima de Inversiones stock overvalued right now?
Based on GuruFocus' analysis, Maritima de Inversiones (XSGO:MARINSA) is currently considered Modestly Undervalued. The stock's GF Value™ is CLP128.08, compared to a current price of CLP95.00 — trading 25.8% below its estimated fair value. The current Altman Z-Score is 17.32, which is near median its 10-year median of 18.54 and 653% above the Transportation industry median of 2.30. Maritima de Inversiones' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Maritima de Inversiones (XSGO:MARINSA), the current Altman Z-Score is 17.32 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Maritima de Inversiones (XSGO:MARINSA) Overvalued in 2026?
Based on GuruFocus' analysis, Maritima de Inversiones stock appears to be undervalued.
The current stock price of CLP95.00 is trading 25.8% below its estimated GF Value™ of CLP128.08.
GuruFocus considers Maritima de Inversiones to be Modestly Undervalued.
Key valuation signals for XSGO:MARINSA:
Altman Z-Score: 17.32 (near median its 10-year median of 18.54)
GF Value™: CLP128.08 vs. price of CLP95.00 (25.8% below fair value)
Industry Position: 653% above the Transportation median (#19 of 1004)
No single metric tells the full story. See the XSGO:MARINSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Maritima de Inversiones SA is a holding company engaged in the maritime transport, freight, and cargo and shipping services. The company focuses on maritime transport vehicles, docking, storage and other port services, and investment in related companies. It also manufactures parts of steel for mining and balls for grinding.
73GF Score
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