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The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.
As of today (2026-07-14), Pepper Money's 14-Day RSI is 51.10.
The industry rank for Pepper Money's 14-Day RSI or its related term are showing as below:
ASX:PPM's 14-Day RSI is ranked better than 50.17% of 574
companies
in the Credit Services industry
Industry Median: 49.845
vs ASX:PPM: 51.10
Pepper Money (ASX:PPM) 14-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.
Pepper Money 14-Day RSI Related Terms
ASX:PPM vs V, MA, AXP: 14-Day RSI Comparison
For the Credit Services subindustry, Pepper Money's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pepper Money 14-Day RSI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pepper Money's 14-Day RSI distribution charts can be found below:
* The bar in red indicates where Pepper Money's 14-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pepper Money (ASX:PPM) has a 14-Day RSI of 51.10 as of Jul. 14, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Pepper Money and its competitors. According to the industry distribution chart, Pepper Money ranks #286 out of 574 companies in the Credit Services industry, placing it in the top 49.8%.
Is Pepper Money's 14-Day RSI too high?
Pepper Money's current 14-Day RSI is 51.10. The Credit Services industry median 14-Day RSI is 49.85. Pepper Money's value of 51.10 is 2.5% above this industry median. Based on the distribution chart, Pepper Money ranks #286 out of 574 companies in the Credit Services industry, which is above the industry midpoint. Overall, Pepper Money has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pepper Money's 14-Day RSI compare to V and MA?
According to the Credit Services industry distribution chart, Pepper Money ranks #286 out of 574 companies for 14-Day RSI. This puts Pepper Money in the upper half of its industry. The industry median 14-Day RSI is 49.85. Pepper Money's value of 51.10 is 2.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Credit Services company?
The median 14-Day RSI among Credit Services companies is 49.85, based on 574 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pepper Money's current 14-Day RSI of 51.10 is 2.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Pepper Money and its competitors. For the Credit Services industry, the median 14-Day RSI is 49.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pepper Money's current 14-Day RSI is 51.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pepper Money stock overvalued right now?
Based on GuruFocus' analysis, Pepper Money (ASX:PPM) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.42, compared to a current price of A$1.63 — trading 14.8% above its estimated fair value. The current 14-Day RSI is 51.10 and 2.5% above the Credit Services industry median of 49.85. Pepper Money's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Pepper Money (ASX:PPM), the current 14-Day RSI is 51.10 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pepper Money (ASX:PPM) Overvalued in 2026?
Based on GuruFocus' analysis, Pepper Money stock appears to be overvalued.
The current stock price of A$1.63 is trading 14.8% above its estimated GF Value™ of A$1.42.
GuruFocus considers Pepper Money to be Modestly Overvalued.
Key valuation signals for ASX:PPM:
14-Day RSI: 51.10
GF Value™: A$1.42 vs. price of A$1.63 (14.8% above fair value)
Industry Position: 2.5% above the Credit Services median (#286 of 574)
No single metric tells the full story. See the ASX:PPM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pepper Money Ltd provides a variety of home loan solutions. The company also provides car loans, personal loans, loans for equipment, asset finance, commercial loans, and others. The company operates in three reportable segments Mortgage, Asset Finance, and Loan and Other Servicing. The maximum revenue is derived from the Asset finance segment. The Asset finance segment includes financing a range of asset types for consumer and commercial customers.
48GF Score
Get the complete analysis for ASX:PPM
14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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