Tyro Payments (ASX:TYR) Intrinsic Value: Projected FCF: A$0.00 (As of Aug. 18, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:TYR Tyro Payments Ltd ASX:TYR
76 GF Score
Price A$0.89
GF Value A$1.09
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Tyro Payments Intrinsic Value: Projected FCF?

Tyro Payments ASX:TYR 76 Intrinsic Value: Projected FCF is A$0.00 as of Aug. 18, 2026. GuruFocus rates ASX:TYR with a GF Score™ of 76/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,462 Software companies, Tyro Payments ranks worse than 68399.38% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-18), Tyro Payments's Intrinsic Value: Projected FCF is A$0.00. The stock price of Tyro Payments is A$0.89. Therefore, Tyro Payments's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Tyro Payments's Intrinsic Value: Projected FCF or its related term are showing as below:

ASX:TYR's Price-to-Projected-FCF is not ranked *
in the Software industry.
Industry Median: 1.435
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Tyro Payments  (ASX:TYR) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Tyro Payments's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.89/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Tyro Payments Intrinsic Value: Projected FCF Related Terms


Tyro Payments Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Tyro Payments's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments Intrinsic Value: Projected FCF Chart

Tyro Payments Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Tyro Payments Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASX:TYR vs MSFT, ORCL, PLTR: Intrinsic Value: Projected FCF Comparison

For the Software - Infrastructure subindustry, Tyro Payments's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments Price-to-Projected-FCF vs Software Industry

For the Software industry and Technology sector, Tyro Payments's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Tyro Payments's Price-to-Projected-FCF falls into.


ASX:TYR
76GF Score
Tyro Payments Ltd ASX:TYR
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tyro Payments Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


What does a Intrinsic Value: Projected FCF of A$0.00 mean?
Tyro Payments (ASX:TYR) has a Intrinsic Value: Projected FCF of A$0.00 as of Aug. 18, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Tyro Payments and its competitors. According to the industry distribution chart, Tyro Payments ranks #999999 out of 1462 companies in the Software industry.
Is Tyro Payments' Intrinsic Value: Projected FCF too high?
Tyro Payments' current Intrinsic Value: Projected FCF is A$0.00. Based on the distribution chart, Tyro Payments ranks #999999 out of 1462 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Tyro Payments has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' Intrinsic Value: Projected FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #999999 out of 1462 companies for Intrinsic Value: Projected FCF. This places Tyro Payments in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 1.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Software company?
The median Intrinsic Value: Projected FCF among Software companies is 1.44, based on 1,462 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Tyro Payments and its competitors. For the Software industry, the median Intrinsic Value: Projected FCF is 1.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current Intrinsic Value: Projected FCF is A$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (ASX:TYR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.89 — trading 18.3% below its estimated fair value. The current Intrinsic Value: Projected FCF is A$0.00. Tyro Payments' overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Tyro Payments (ASX:TYR), the current Intrinsic Value: Projected FCF is A$0.00 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (ASX:TYR) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of A$0.89 is trading 18.3% below its estimated GF Value™ of A$1.09. GuruFocus considers Tyro Payments to be Modestly Undervalued.

Key valuation signals for ASX:TYR:

  • Intrinsic Value: Projected FCF: A$0.00
  • GF Value™: A$1.09 vs. price of A$0.89 (18.3% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the ASX:TYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tyro Payments Business Description

Other Exchanges TYPMF:USA
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
76GF Score

Get the complete analysis for ASX:TYR

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.89
Price
A$1.09
GF Value