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Tyro Payments (ASX:TYR) ROA % : 4.62% (As of Dec. 2024)


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What is Tyro Payments ROA %?

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Tyro Payments's annualized Net Income for the quarter that ended in Dec. 2024 was A$20.5 Mil. Tyro Payments's average Total Assets over the quarter that ended in Dec. 2024 was A$443.8 Mil. Therefore, Tyro Payments's annualized ROA % for the quarter that ended in Dec. 2024 was 4.62%.

The historical rank and industry rank for Tyro Payments's ROA % or its related term are showing as below:

ASX:TYR' s ROA % Range Over the Past 10 Years
Min: -14.25   Med: -7.35   Max: 6.93
Current: 6.93

During the past 6 years, Tyro Payments's highest ROA % was 6.93%. The lowest was -14.25%. And the median was -7.35%.

ASX:TYR's ROA % is ranked better than
73.04% of 2819 companies
in the Software industry
Industry Median: 1.54 vs ASX:TYR: 6.93

Tyro Payments ROA % Historical Data

The historical data trend for Tyro Payments's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Tyro Payments ROA % Chart

Tyro Payments Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
ROA %
Get a 7-Day Free Trial -14.25 -9.04 -7.35 1.43 5.83

Tyro Payments Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.51 2.24 2.34 9.16 4.62

Competitive Comparison of Tyro Payments's ROA %

For the Software - Infrastructure subindustry, Tyro Payments's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments's ROA % Distribution in the Software Industry

For the Software industry and Technology sector, Tyro Payments's ROA % distribution charts can be found below:

* The bar in red indicates where Tyro Payments's ROA % falls into.



Tyro Payments ROA % Calculation

Tyro Payments's annualized ROA % for the fiscal year that ended in Jun. 2024 is calculated as:

ROA %=Net Income (A: Jun. 2024 )/( (Total Assets (A: Jun. 2023 )+Total Assets (A: Jun. 2024 ))/ count )
=25.705/( (431.037+451.458)/ 2 )
=25.705/441.2475
=5.83 %

Tyro Payments's annualized ROA % for the quarter that ended in Dec. 2024 is calculated as:

ROA %=Net Income (Q: Dec. 2024 )/( (Total Assets (Q: Jun. 2024 )+Total Assets (Q: Dec. 2024 ))/ count )
=20.512/( (451.458+436.225)/ 2 )
=20.512/443.8415
=4.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2024) net income data. ROA % is displayed in the 30-year financial page.


Tyro Payments  (ASX:TYR) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2024 )
=Net Income/Total Assets
=20.512/443.8415
=(Net Income / Revenue)*(Revenue / Total Assets)
=(20.512 / 494.426)*(494.426 / 443.8415)
=Net Margin %*Asset Turnover
=4.15 %*1.114
=4.62 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2024) net income data. The Revenue data used here is two times the semi-annual (Dec. 2024) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Tyro Payments ROA % Related Terms

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Tyro Payments Business Description

Traded in Other Exchanges
Address
55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into the trade, accommodation and services verticals. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.

Tyro Payments Headlines

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