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Tyro PaymentsASX:TYR -1.20%79 3-Year EBITDA Growth Rate is 98.40% as of Dec. 2025, which is at its 10-year median of 98.40. GuruFocus rates ASX:TYR with a GF Score™ of 79/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,078 Software companies, Tyro Payments ranks better than 96.44% on this metric.
During the past 12 months, Tyro Payments's average EBITDA Per Share Growth Rate was -0.70% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 98.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 7 years, the highest 3-Year average EBITDA Per Share Growth Rate of Tyro Payments was 98.40% per year. The lowest was 98.40% per year. And the median was 98.40% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Tyro Payments 3-Year EBITDA Growth Rate Related Terms
ASX:TYR vs MSFT, ORCL, PLTR: 3-Year EBITDA Growth Rate Comparison
For the Software - Infrastructure subindustry, Tyro Payments's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tyro Payments 3-Year EBITDA Growth Rate vs Software Industry
For the Software industry and Technology sector, Tyro Payments's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Tyro Payments's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 98.40% mean?
Tyro Payments (ASX:TYR) has a 3-Year EBITDA Growth Rate of 98.40% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Tyro Payments and its competitors. This is near median its historical median of 98.40. Over the past decade, Tyro Payments' 3-Year EBITDA Growth Rate has ranged from 98.40 to 98.40. According to the industry distribution chart, Tyro Payments ranks #74 out of 2078 companies in the Software industry, placing it in the top 3.6%.
Is Tyro Payments' 3-Year EBITDA Growth Rate too high?
Tyro Payments' current 3-Year EBITDA Growth Rate of 98.40% is near median its 10-year median of 98.40. Over the past 10 years, this metric has ranged from a low of 98.40 to a high of 98.40. The Software industry median 3-Year EBITDA Growth Rate is 12.40. Tyro Payments' value of 98.40% is 693.5% above this industry median. Based on the distribution chart, Tyro Payments ranks #74 out of 2078 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Tyro Payments has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' 3-Year EBITDA Growth Rate compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #74 out of 2078 companies for 3-Year EBITDA Growth Rate. This places Tyro Payments in the top 4% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 12.40. Tyro Payments' value of 98.40% is 693.5% above this benchmark. Historically, Tyro Payments' own 3-Year EBITDA Growth Rate has ranged from 98.40 to 98.40 over the past decade. While the company's 10-year median is 98.40 vs. the industry median of 12.40, Tyro Payments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.40, based on 2,078 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current 3-Year EBITDA Growth Rate of 98.40% is 693.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Tyro Payments and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current 3-Year EBITDA Growth Rate is 98.40%, which is near median its own 10-year median of 98.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (ASX:TYR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.82 — trading 24.8% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 98.40%, which is near median its 10-year median of 98.40 and 693.5% above the Software industry median of 12.40. Tyro Payments' overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Tyro Payments (ASX:TYR), the current 3-Year EBITDA Growth Rate is 98.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tyro Payments (ASX:TYR) Overvalued in 2026?
Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued.
The current stock price of A$0.82 is trading 24.8% below its estimated GF Value™ of A$1.09.
GuruFocus considers Tyro Payments to be Modestly Undervalued.
Key valuation signals for ASX:TYR:
3-Year EBITDA Growth Rate: 98.40% (near median its 10-year median of 98.40)
GF Value™: A$1.09 vs. price of A$0.82 (24.8% below fair value)
Industry Position: 693.5% above the Software median (#74 of 2078)
No single metric tells the full story. See the ASX:TYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
79GF Score
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