Tyro Payments (ASX:TYR) Operating Margin %: 6.96% (As of Dec. 2025)


ASX:TYR Tyro Payments Ltd ASX:TYR
80 GF Score
Price A$0.80
GF Value A$1.08
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Tyro Payments Operating Margin %?

Tyro Payments ASX:TYR +1.91% 80 Operating Margin % is 6.96% as of Dec. 2025. GuruFocus rates ASX:TYR with a GF Score™ of 80/100 and a GF Value™ of A$1.08 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,818 Software companies, Tyro Payments ranks worse than 52.2% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Tyro Payments's Operating Income for the six months ended in Dec. 2025 was A$17.4 Mil. Tyro Payments's Revenue for the six months ended in Dec. 2025 was A$250.3 Mil. Therefore, Tyro Payments's Operating Margin % for the quarter that ended in Dec. 2025 was 6.96%.

The historical rank and industry rank for Tyro Payments's Operating Margin % or its related term are showing as below:

ASX:TYR' s Operating Margin % Range Over the Past 10 Years
Min: -20.24   Med: -4.54   Max: 3.15
Current: 3.15


ASX:TYR's Operating Margin % is ranked worse than
52.2% of 2818 companies
in the Software industry
Industry Median: 3.865 vs ASX:TYR: 3.15

Tyro Payments's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Tyro Payments's Operating Income for the six months ended in Dec. 2025 was A$17.4 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2025 was A$15.0 Mil.


Tyro Payments  (ASX:TYR) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Tyro Payments Operating Margin % Related Terms


Tyro Payments Operating Margin % Historical Data

* Premium members only.

The historical data trend for Tyro Payments's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tyro Payments Operating Margin % Chart

Tyro Payments Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Operating Margin %
Get a 7-Day Free Trial -10.13 -7.24 -1.83 1.51 2.08

Tyro Payments Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.48 -0.60 4.97 -1.08 6.96

ASX:TYR vs MSFT, ORCL, PLTR: Operating Margin % Comparison

For the Software - Infrastructure subindustry, Tyro Payments's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments Operating Margin % vs Software Industry

For the Software industry and Technology sector, Tyro Payments's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Tyro Payments's Operating Margin % falls into.


ASX:TYR
80GF Score
Tyro Payments Ltd ASX:TYR
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tyro Payments Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Tyro Payments's Operating Margin % for the fiscal year that ended in Jun. 2025 is calculated as

Operating Margin %=Operating Income (A: Jun. 2025 ) / Revenue (A: Jun. 2025 )
=9.849 / 472.94
=2.08 %

Tyro Payments's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=17.42 / 250.348
=6.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 6.96% mean?
Tyro Payments (ASX:TYR) has a Operating Margin % of 6.96% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on Tyro Payments and its competitors. According to the industry distribution chart, Tyro Payments ranks #1471 out of 2818 companies in the Software industry, placing it in the top 52.2%.
Is Tyro Payments' Operating Margin % too high?
Tyro Payments' current Operating Margin % is 6.96%. The Software industry median Operating Margin % is 3.87. Tyro Payments' value of 6.96% is 80.1% above this industry median. Based on the distribution chart, Tyro Payments ranks #1471 out of 2818 companies in the Software industry, which is below the industry midpoint. Overall, Tyro Payments has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' Operating Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #1471 out of 2818 companies for Operating Margin %. This places Tyro Payments in the lower half of its industry. The industry median Operating Margin % is 3.87. Tyro Payments' value of 6.96% is 80.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.87, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current Operating Margin % of 6.96% is 80.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Tyro Payments and its competitors. For the Software industry, the median Operating Margin % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current Operating Margin % is 6.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (ASX:TYR) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.08, compared to a current price of A$0.80 — trading 25.9% below its estimated fair value. The current Operating Margin % is 6.96% and 80.1% above the Software industry median of 3.87. Tyro Payments' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Tyro Payments (ASX:TYR), the current Operating Margin % is 6.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (ASX:TYR) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of A$0.80 is trading 25.9% below its estimated GF Value™ of A$1.08. GuruFocus considers Tyro Payments to be Modestly Undervalued.

Key valuation signals for ASX:TYR:

  • Operating Margin %: 6.96%
  • GF Value™: A$1.08 vs. price of A$0.80 (25.9% below fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 80.1% above the Software median (#1471 of 2818)

No single metric tells the full story. See the ASX:TYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tyro Payments Business Description

Other Exchanges TYPMF:USA
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
80GF Score

Get the complete analysis for ASX:TYR

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.80
Price
A$1.08
GF Value