BILL (BILL Holdings) EV-to-EBITDA: 31.12 (As of Jul. 17, 2026)

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BILL BILL Holdings Inc BILL
71 GF Score
Price $44.66
GF Value $66.28
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is BILL Holdings EV-to-EBITDA?

BILL Holdings BILL +0.07% 71 EV-to-EBITDA is 31.12 as of Jul. 17, 2026. GuruFocus rates BILL with a GF Score™ of 71/100 and a GF Value™ of $66.28 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,950 Software companies, BILL Holdings ranks worse than 80.67% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, BILL Holdings's enterprise value is $4,160 Mil. BILL Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $134 Mil. Therefore, BILL Holdings's EV-to-EBITDA for today is 31.12.

The historical rank and industry rank for BILL Holdings's EV-to-EBITDA or its related term are showing as below:

BILL' s EV-to-EBITDA Range Over the Past 10 Years
Min: -18068.07   Med: -54.4   Max: 99.13
Current: 31.12

During the past 8 years, the highest EV-to-EBITDA of BILL Holdings was 99.13. The lowest was -18068.07. And the median was -54.40.

BILL's EV-to-EBITDA is ranked worse than
80.67% of 1950 companies
in the Software industry
Industry Median: 10.49 vs BILL: 31.12

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-17), BILL Holdings's stock price is $44.66. BILL Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.010. Therefore, BILL Holdings's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


BILL Holdings  (NYSE:BILL) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BILL Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=44.66/-0.010
=At Loss

BILL Holdings's share price for today is $44.66.
BILL Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.010.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


BILL Holdings EV-to-EBITDA Related Terms


BILL Holdings EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for BILL Holdings's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BILL Holdings EV-to-EBITDA Chart

BILL Holdings Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-EBITDA
Get a 7-Day Free Trial -171.93 -45.62 -98.34 55.70 32.31

BILL Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.90 32.31 41.20 50.72 26.38

BILL vs BULL, ADEA, MNDY: EV-to-EBITDA Comparison

For the Software - Application subindustry, BILL Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BILL Holdings EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, BILL Holdings's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where BILL Holdings's EV-to-EBITDA falls into.


BILL
71GF Score
BILL Holdings Inc BILL
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BILL Holdings EV-to-EBITDA Calculation

BILL Holdings's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=4160.499/133.696
=31.12

BILL Holdings's current Enterprise Value is $4,160 Mil.
BILL Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $134 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 31.12 mean?
BILL Holdings (BILL) has a EV-to-EBITDA of 31.12 as of Jul. 17, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on BILL Holdings. According to the industry distribution chart, BILL Holdings ranks #1573 out of 1950 companies in the Software industry, placing it in the top 80.7%.
Is BILL Holdings' EV-to-EBITDA too high?
BILL Holdings' current EV-to-EBITDA is 31.12. The Software industry median EV-to-EBITDA is 10.49. BILL Holdings' value of 31.12 is 196.7% above this industry median. Based on the distribution chart, BILL Holdings ranks #1573 out of 1950 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, BILL Holdings has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BILL Holdings' EV-to-EBITDA compare to BULL and ADEA?
According to the Software industry distribution chart, BILL Holdings ranks #1573 out of 1950 companies for EV-to-EBITDA. This places BILL Holdings in the lower half of its industry. The industry median EV-to-EBITDA is 10.49. BILL Holdings' value of 31.12 is 196.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.49, based on 1,950 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BILL Holdings's current EV-to-EBITDA of 31.12 is 196.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on BILL Holdings. For the Software industry, the median EV-to-EBITDA is 10.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BILL Holdings's current EV-to-EBITDA is 31.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BILL Holdings stock overvalued right now?
Based on GuruFocus' analysis, BILL Holdings (BILL) is currently considered Possible Value Trap. The stock's GF Value™ is $66.28, compared to a current price of $44.66 — trading 32.6% below its estimated fair value. The current EV-to-EBITDA is 31.12 and 196.7% above the Software industry median of 10.49. BILL Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For BILL Holdings (BILL), the current EV-to-EBITDA is 31.12 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BILL Holdings (BILL) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of $44.66 is trading 32.6% below its estimated GF Value™ of $66.28. GuruFocus considers BILL Holdings to be Possible Value Trap.

Key valuation signals for BILL:

  • EV-to-EBITDA: 31.12
  • GF Value™: $66.28 vs. price of $44.66 (32.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 196.7% above the Software median (#1573 of 1950)

No single metric tells the full story. See the BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

Get the complete analysis for BILL

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.66
Price
$66.28
GF Value