BILL (BILL Holdings) Growth Rank: 9 (As of Jul. 23, 2026) — Near Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BILL BILL Holdings Inc BILL
71 GF Score
Price $41.11
GF Value $66.39
Valuation Possible Value Trap
! 3 Warning Signs
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What is BILL Holdings Growth Rank?

BILL Holdings BILL -1.86% 71 Growth Rank is 9 as of Jul. 23, 2026, which is at its 10-year median of 9.00. GuruFocus rates BILL with a GF Score™ of 71/100 and a GF Value™ of $66.39 (Possible Value Trap). The stock has 3 warning signs investors should review.

BILL Holdings has the Growth Rank of 9.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

BILL vs BULL, ADEA, MNDY: Growth Rank Comparison

For the Software - Application subindustry, BILL Holdings's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BILL Holdings Growth Rank vs Software Industry

For the Software industry and Technology sector, BILL Holdings's Growth Rank distribution charts can be found below:

* The bar in red indicates where BILL Holdings's Growth Rank falls into.


BILL
71GF Score
BILL Holdings Inc BILL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 9 mean?
BILL Holdings (BILL) has a Growth Rank of 9 as of Jul. 23, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on BILL Holdings and its competitors. This is near median its historical median of 9.00. Over the past decade, BILL Holdings' Growth Rank has ranged from 9.00 to 9.00.
Is BILL Holdings' Growth Rank too high?
BILL Holdings' current Growth Rank of 9 is near median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 9.00. Overall, BILL Holdings has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BILL Holdings' Growth Rank compare to BULL and ADEA?
BILL Holdings' Growth Rank of 9 can be compared against companies in the Software industry. Historically, BILL Holdings' own Growth Rank has ranged from 9.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Software company?
A good Growth Rank depends on the Software industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on BILL Holdings and its competitors. BILL Holdings's current Growth Rank is 9, which is near median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BILL Holdings stock overvalued right now?
Based on GuruFocus' analysis, BILL Holdings (BILL) is currently considered Possible Value Trap. The stock's GF Value™ is $66.39, compared to a current price of $41.11 — trading 38.1% below its estimated fair value. The current Growth Rank is 9, which is near median its 10-year median of 9.00. BILL Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For BILL Holdings (BILL), the current Growth Rank is 9 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BILL Holdings (BILL) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of $41.11 is trading 38.1% below its estimated GF Value™ of $66.39. GuruFocus considers BILL Holdings to be Possible Value Trap.

Key valuation signals for BILL:

  • Growth Rank: 9 (near median its 10-year median of 9.00)
  • GF Value™: $66.39 vs. price of $41.11 (38.1% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

Get the complete analysis for BILL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.11
Price
$66.39
GF Value