BILL (BILL Holdings) FCF Yield %: 9.30 (As of Jun. 26, 2026) — 1268% Above Median


BILL BILL Holdings Inc BILL
71 GF Score
Price $35.26
GF Value $66.03
Valuation Possible Value Trap
! 3 Warning Signs
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What is BILL Holdings FCF Yield %?

BILL Holdings BILL +5.63% 71 FCF Yield % is 9.30 as of Jun. 26, 2026, which is 1268% above its 10-year median of 0.68. GuruFocus rates BILL with a GF Score™ of 71/100 and a GF Value™ of $66.03 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,868 Software companies, BILL Holdings ranks better than 84.38% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, BILL Holdings's Trailing 12-Month Free Cash Flow is $327 Mil, and Market Cap is $3,512 Mil. Therefore, BILL Holdings's FCF Yield % for today is 9.30%.

The historical rank and industry rank for BILL Holdings's FCF Yield % or its related term are showing as below:

BILL' s FCF Yield % Range Over the Past 10 Years
Min: -1.33   Med: 0.68   Max: 9.82
Current: 9.3


During the past 8 years, the highest FCF Yield % of BILL Holdings was 9.82%. The lowest was -1.33%. And the median was 0.68%.

BILL's FCF Yield % is ranked better than
84.38% of 2868 companies
in the Software industry
Industry Median: 0.885 vs BILL: 9.30

BILL Holdings's FCF Margin % for the quarter that ended in Mar. 2026 was 20.84%.


BILL Holdings FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


BILL Holdings FCF Yield % Related Terms


BILL Holdings FCF Yield % Historical Data

* Premium members only.

The historical data trend for BILL Holdings's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BILL Holdings FCF Yield % Chart

BILL Holdings Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Yield %
Get a 7-Day Free Trial -0.10 -0.29 1.26 4.60 6.50

BILL Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.72 5.75 6.10 6.69 8.89

BILL vs KC, RNG, DAVE: FCF Yield % Comparison

For the Software - Application subindustry, BILL Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BILL Holdings FCF Yield % vs Software Industry

For the Software industry and Technology sector, BILL Holdings's FCF Yield % distribution charts can be found below:

* The bar in red indicates where BILL Holdings's FCF Yield % falls into.


BILL
71GF Score
BILL Holdings Inc BILL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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BILL Holdings FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

BILL Holdings's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=309.674 / 4765.33512
=6.50%

BILL Holdings's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=84.732 * 4 / 3813.9523
=8.89%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 9.30 mean?
BILL Holdings (BILL) has a FCF Yield % of 9.30 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BILL Holdings and its competitors. This is 1268% above median its historical median of 0.68. According to the industry distribution chart, BILL Holdings ranks #448 out of 2868 companies in the Software industry, placing it in the top 15.6%.
Is BILL Holdings' FCF Yield % too high?
BILL Holdings' current FCF Yield % of 9.30 is 1268% above median its 10-year median of 0.68. The Software industry median FCF Yield % is 0.89. BILL Holdings' value of 9.30 is 950.8% above this industry median. Based on the distribution chart, BILL Holdings ranks #448 out of 2868 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, BILL Holdings has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BILL Holdings' FCF Yield % compare to KC and RNG?
According to the Software industry distribution chart, BILL Holdings ranks #448 out of 2868 companies for FCF Yield %. This places BILL Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 0.89. BILL Holdings' value of 9.30 is 950.8% above this benchmark. While the company's 10-year median is 0.68 vs. the industry median of 0.89, BILL Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Software company?
The median FCF Yield % among Software companies is 0.89, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BILL Holdings's current FCF Yield % of 9.30 is 950.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BILL Holdings and its competitors. For the Software industry, the median FCF Yield % is 0.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BILL Holdings's current FCF Yield % is 9.30, which is 1268% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BILL Holdings stock overvalued right now?
Based on GuruFocus' analysis, BILL Holdings (BILL) is currently considered Possible Value Trap. The stock's GF Value™ is $66.03, compared to a current price of $35.26 — trading 46.6% below its estimated fair value. The current FCF Yield % is 9.30, which is 1268% above median its 10-year median of 0.68 and 950.8% above the Software industry median of 0.89. BILL Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For BILL Holdings (BILL), the current FCF Yield % is 9.30 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BILL Holdings (BILL) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of $35.26 is trading 46.6% below its estimated GF Value™ of $66.03. GuruFocus considers BILL Holdings to be Possible Value Trap.

Key valuation signals for BILL:

  • FCF Yield %: 9.30 (1268% above median its 10-year median of 0.68)
  • GF Value™: $66.03 vs. price of $35.26 (46.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 950.8% above the Software median (#448 of 2868)

No single metric tells the full story. See the BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.26
Price
$66.03
GF Value